491 S First Ave, Stephenville, TX 76401 Property Records

Erath County property record for 491 S First Ave, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	1,486 sqft · built 1958
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Tax Bill	$3,404 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000033555`

Property Details

APN / Parcel Number

Primary APN	`R000033555`
Alternative APN	`R.6200.00690.00.0`

Interior

Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Porch	Porch
Porch Area	42 sqft

Location & Zoning

Account Number	R.6200.00690.00.0
Street Address	491 S FIRST AVE
City	STEPHENVILLE
State	TX
Zip	76401-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6200 SOUTH SIDE ADDITION, BLOCK 12;, LOT 5B (PT OF)
Legal Subdivision	SOUTH SIDE ADDITION
Legal Block	12
Legal Lot Number	5B
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2047
Census Tract	950600

Owner

491 S First Ave is owned by an individual who acquired it in January 2020.

Source: Erath County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5607 FLAGSTICK DR, GRANBURY, TX 76049-4437
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage FIRST FINANCIAL BANK NA
Jan 13, 2021	Deed, Transfer
Jan 13, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020
Deed Sale	Jan 13, 2020
Prior Sale	Jun 7, 2016 · Amount on File
Deed Document Number	2020199
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	491 S FIRST AVE, STEPHENVILLE, TX 76401-4110
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 FLAGSTICK DR, GRANBURY, TX 76049-4437

Mortgage

Document Number	202100892
Date	Feb 2, 2021
Instrument	2021-00892

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	STEPHENVILLE, TX 76401

Agreement

Amount	Amount on Record
Term	239 Months
Due	Jan 28, 2041

Interest

Rate Type	Adjustable Rate

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ERATH TX
Recording Date	Jan 13, 2021
Property Address	491 S FIRST AVE, STEPHENVILLE, TX 76401-4110
Document Number	0202100373
Map Reference	VOL 385 PG 105
Instrument Date	Dec 29, 2020
Instrument	2021-00373
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2912 WHEELER ST, HOUSTON, TX 77004-5387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 FLAGSTICK DR, GRANBURY, TX 76049-4437

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ERATH TX
Recording Date	Jan 13, 2020
Property Address	491 S FIRST AVE, STEPHENVILLE, TX 76401-4110
Document Number	202000199
Map Reference	VOL 385 PG 105
Instrument Date	Dec 18, 2019
Instrument	2020-00199
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5607 FLAGSTICK DR, 5607, GRANBURY, TX 76049-4437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2912 WHEELER ST, HOUSTON, TX 77004-5387

Tax Assessment & Valuation

The 2026 property tax bill for 491 S First Ave was $3,404, up 6.5% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,404.00 (+6.51%)	$203,250 (+6.46%) Land $40,000 Building $163,250	$203,250 (+6.46%) Land $40,000 Building $163,250
2025	$3,196.00	$190,910 Land $40,000 Building $150,910	$190,910 Land $40,000 Building $150,910
2023	$2,836.00 (-4.09%)	$160,070 Land $40,000 Building $120,070	$160,070 Land $40,000 Building $120,070
2022	$2,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 S First Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 S First Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lipan Telephone Company.

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