491 Round Up Rd, Lusby, MD 20657 Property Records

Calvert County property record for 491 Round Up Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,740 sqft · built 1988
Lot Size	0.674 acres (29,400 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2018)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Mar 2024 Transfer Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-116142`

Property Details

APN / Parcel Number

Primary APN	`01-116142`
Alternative APNs	`1116142` `116142`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	29,400 sqft (0.674 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	237 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	116142
Street Address	491 ROUND UP RD
City	LUSBY
State	MD
Zip	20657-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 13R SEC 1E CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	13R
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1004
Census Tract	861003

Owner

491 Round Up Rd is owned and occupied by an individual who acquired it in March 2024.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	491 ROUND UP RD, LUSBY, MD 20657-5421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Intrafamily Transfer, Transfer
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 13, 2018	Deed, Transfer · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORP
Oct 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Book / Page	5219 / 8
Last Transfer Date	Mar 8, 2024
Transfer Doc	0065430484
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Mar 8, 2024
Property Address	491 ROUND UP RD, LUSBY, MD 20657-5421
Document Number	0065430484
Book / Page	6543 / 484
Map Reference	MB 1074 PL 327
Instrument Date	Mar 8, 2024
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	491 ROUND UP RD, LUSBY, MD 20657-5421

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	491 ROUND UP RD, LUSBY, MD 20657-5421
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 ROUND UP RD, LUSBY, MD 20657-5421

Mortgage

Document Number	0059420489
Date	Apr 23, 2021
Book Page	5942/489

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 20, 2019
Property Address	491 ROUND UP RD, LUSBY, MD 20657-5421
Document Number	0054970249
Book / Page	005497 / 000249
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	491 ROUND UP RD LUSBY MD 206575421, LUSBY, MD 20657-5421

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 13, 2018
Property Address	491 ROUND UP RD, LUSBY, MD 20657-5421
Document Number	0052190008
Book / Page	5219 / 008
Map Reference	MB1074 PG327
Instrument Date	Jul 6, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	491 ROUND UP RD, LUSBY, MD 20657-5421

Mortgage

Document Number	0000521918
Date	Jul 13, 2018
Instrument	5219/18

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 27, 2017
Property Address	491 ROUND UP RD, LUSBY, MD 20657-5421
Document Number	0050870208
Book / Page	005087 / 000208
Instrument Date	Oct 24, 2017
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	491 ROUND UP RD LUSBY MD 206575421, LUSBY, MD 20657-5421

Tax Assessment & Valuation

The 2025 property tax bill for 491 Round Up Rd was $3,578 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,600 (+9.62%) Land $55,200 Building $271,400	$326,600 (-) Land $55,200 Building $271,400
2025	$3,578.00 Homeowner's exemption	$297,933	$326,600 Land $55,200 Building $271,400
2023	$2,499.00 Homeowner's exemption	$240,600 Land $55,200 Building $185,400	$240,600 Land $55,200 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 Round Up Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1995–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Round Up Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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