491 Rice Cove Rd, Canton, NC 28716 Property Records

Haywood County property record for 491 Rice Cove Rd, Canton, NC 28716

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,646 sqft · built 2006
Lot Size	0.642 acres (27,966 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,579 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8658-99-7021`

Property Details

APN / Parcel Number

Primary APN	`8658-99-7021`
Alternative APN	`267377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Heated Area
Gross Area	1,918 sqft
1st Floor Area	1,646 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Vinyl
Lot Area	27,966 sqft (0.642 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	267377
Street Address	491 RICE COVE RD
City	CANTON
State	NC
Zip	28716-8101
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	491 RICE COVE RD
Legal Subdivision	WESTON BELL
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1027
Census Tract	920202

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 RICE COVE RD, CANTON, NC 28716-8101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 9, 2021	Intrafamily Transfer, Transfer
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 4, 2021
Transfer Doc	0010322488
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Recording Date	May 5, 2026
Property Address	491 RICE COVE RD, CANTON, NC 28716-8101
Document Number	0000003752
Book / Page	1152 / 754
Instrument Date	Apr 27, 2026
Instrument	20263752
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003752,
Date	May 5, 2026
Book Page	1152/754
Instrument	20263752

Lender

Name	HOMETRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	491 RICE COVE RD, CANTON, NC 28716-8101
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010330001
Date	Jun 9, 2021
Book Page	1033/1
Instrument	2021007093

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Jun 9, 2021
Property Address	491 RICE COVE RD, CANTON, NC 28716-8101
Document Number	0010322488
Book / Page	1032 / 2488
Instrument Date	Jun 4, 2021
Instrument	2021007092
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 RICE COVE RD, CANTON, NC 28716-8101

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	491 RICE COVE RD, CANTON, NC 28716-8101
Document Number	0010012113
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	491 RICE COVE RD CANTON NC 287168101, CANTON, NC 28716-8101

Mortgage

Document Number	0010012113
Date	Jul 13, 2020
Book Page	001001/002113
Instrument	6457

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2040

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,100 (-) Land $24,400 Building $204,700
2025	$1,579.00	$229,100 (-) Land $24,400 Building $204,700	$229,100 (-) Land $24,400 Building $204,700
2023		$229,100 Land $24,400 Building $204,700	$229,100 (-) Land $24,400 Building $204,700
2021			$229,100 Land $24,400 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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