491 Quercus Ct, Novato, CA 94945 Property Records

Marin County property record for 491 Quercus Ct, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,380 sqft · built 1975
Lot Size	0.152 acres (6,630 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,849 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153-262-03`

Property Details

APN / Parcel Number

Primary APN	`153-262-03`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,380 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	6,630 sqft (0.152 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	491 QUERCUS CT
City	NOVATO
State	CA
Zip	94945-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP D4 526
Legal Subdivision	VALLEY OAK ESTATES
Legal Lot Number	65
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1013
Census Tract	101200

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 QUERCUS CT, NOVATO, CA 94945-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 23, 2018	Grant Deed, Transfer WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2010
Transfer Doc	0000067142
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	491 QUERCUS CT, NOVATO, CA 94945-3310
Document Number	0000032416
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	491 QUERCUS CT NOVATO CA 949453310, NOVATO, CA 94945-3310

Mortgage

Document Number	0000032416
Date	Jul 24, 2020
Instrument	32416

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	May 23, 2018
Property Address	491 QUERCUS CT, NOVATO, CA 94945-3310
Document Number	0000018370
Instrument Date	May 15, 2018
Instrument	18370
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	491 QUERCUS CT NOVATO CA 949453310, NOVATO, CA 94945-3310

Mortgage

Document Number	18371
Date	May 23, 2018
Instrument	18371

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,008,526 (+2%) Land $609,294 Building $399,232
2025	$12,849.00 (+3.72%)	$988,756 (+4.04%) Land $597,350 Building $391,406
2023	$12,388.00 (+2.39%)	$950,363 Land $574,155 Building $376,208
2022	$12,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1980–1982)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 1982 · rainfall accumulation
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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