491 Prosperity Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 491 Prosperity Dr, San Marcos, CA 92069

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,066 sqft · built 2017
Lot Size	6.71 acres (292,480 sqft)
Owner	Company Name on Record
Last Sale	$681,000 (May 2021)
Tax Bill	$9,620 (2025)
Deeds & Mortgages	May 2021 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`218-171-18-09`

Property Details

APN / Parcel Number

Primary APN	`218-171-18-09`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,066 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	292,480 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	491 PROSPERITY DR
City	SAN MARCOS
State	CA
Zip	92069-2074
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 1 US 88PER DOC15-0468725&16-0287606&UND INT IN MODULE 6B TR 016011
Legal Subdivision	MISSION GROVE MODULE 6B
Legal Tract	016011
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20023

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16881 SAINT ANDREWS DR, POWAY, CA 92064-1136
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Grant Deed, Transfer LAWYERS TITLE
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Mar 17, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	2021391213
Record Updated	Sep 20, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2021
Property Address	491 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Document Number	0000391213
Map Reference	MAP 16011
Instrument Date	May 12, 2021
Instrument	2021-0391213
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16881 SAINT ANDREWS DR, POWAY, CA 92064-1136

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	491 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 PROSPERITY DR, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	0000132247
Date	Feb 22, 2021
Instrument	2021-0132247

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	491 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 PROSPERITY DR, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	0000560670
Date	Sep 22, 2020
Instrument	2020-0560670

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2017
Property Address	491 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Document Number	0000123887
Map Reference	MAP16011
Instrument Date	Feb 20, 2017
Instrument	2017-0123887
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	491 PROSPERITY DR, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	0000123888
Date	Mar 17, 2017
Instrument	2017-0123888

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$751,876 (+2%) Land $441,631 Building $310,245
2025	$9,620.00 (+5.18%)	$737,134 (+4.04%) Land $432,972 Building $304,162
2024	$9,146.00 (+2.12%)
2023	$8,956.00 (+1.84%)	$708,512 Land $416,160 Building $292,352
2022	$8,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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