491 Prospect St, Newport Beach, CA 92663 Property Records

Orange County property record for 491 Prospect St, Newport Beach, CA 92663

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,978 sqft · built 1962
Lot Size	0.065 acres (2,838 sqft)
Owner	Individual Name on Record
Last Sale	$1,427,000 (Apr 2019)
Tax Bill	$17,379 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`045-054-36`

Property Details

APN / Parcel Number

Primary APN	`045-054-36`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,978 sqft Living Area
Gross Area	2,329 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	2,838 sqft (0.065 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	491 PROSPECT ST
City	NEWPORT BEACH
State	CA
Zip	92663-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 772 BLK 25 LOT 13 TR 772 LOT 13 BLK 25 IRREG LOT IN LOT AND
Legal Subdivision	772 CITY NEWPORT BEACH
Legal Tract	772
Legal Block	25
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2010
Census Tract	63603

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 PROSPECT ST, NEWPORT BEACH, CA 92663-1947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 22, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 22, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 22, 2019	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	2019129457
Last Transfer Date	Jun 22, 2020
Transfer Doc	0000307733
Record Updated	Oct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 30, 2020
Property Address	491 PROSPECT ST, NEWPORT BEACH, CA 92663-1947
Document Number	0000307733
Map Reference	MB 23 PG 5&6
Instrument Date	Jun 22, 2020
Instrument	2020000307733
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 PROSPECT ST, NEWPORT BEACH, CA 92663-1947

Mortgage

Document Number	0000307734
Date	Jun 30, 2020
Instrument	2020000307734

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 22, 2019
Property Address	491 PROSPECT ST, NEWPORT BEACH, CA 92663-1947
Document Number	0000129455
Instrument Date	Apr 18, 2019
Instrument	129455
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	491 PROSPECT ST NEWPORT BEACH CA 926631947, NEWPORT BEACH, CA 92663-1947

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 22, 2019
Property Address	491 PROSPECT ST, NEWPORT BEACH, CA 92663-1947
Document Number	0000129457
Instrument Date	Apr 12, 2019
Instrument	129457
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,569.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	491 PROSPECT ST NEWPORT BEACH CA 926631947, NEWPORT BEACH, CA 92663-1947

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Apr 22, 2019
Property Address	491 PROSPECT ST, NEWPORT BEACH, CA 92663-1947
Document Number	0000129456
Instrument Date	Apr 10, 2019
Instrument	129456
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	491 PROSPECT ST NEWPORT BEACH CA 926631947, NEWPORT BEACH, CA 92663-1947

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,652,329 (+2%) Land $1,509,086 Building $143,243
2025	$17,379.00 (+4.05%)	$1,619,931 (+4.04%) Land $1,479,496 Building $140,435
2023	$16,702.00 (+1.7%)	$1,557,028 Land $1,422,045 Building $134,983
2022	$16,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	42 (1978–2016)
Claims Outside the SFHA	6 of 42
Most Recent Claim	Dec 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 13 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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