491 Plainview Rd, Lexington, KY 40517 Property Records

Lexington-Fayette Urban County property record for 491 Plainview Rd, Lexington, KY 40517

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,289 sqft · built 1968
Lot Size	0.199 acres (8,664 sqft)
Owner	2 Individual Names on File
Last Sale	$239,500 (Mar 2024)
Tax Bill	$2,399 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
APN	`10902200`

Property Details

APN / Parcel Number

Primary APN	`10902200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,289 sqft Living Area
Basement Area	1,053 sqft
Finished Basement	500 sqft
Unfinished Basement	553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	8,664 sqft (0.199 acres)
Lot Width	100 ft Width
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Patio Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	491 PLAINVIEW RD
City	LEXINGTON
State	KY
Zip	40517-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	B-128 LAKEVIEW-MT TABOR LOT 23; BOOK: 1202 PAGE: 197
Legal Subdivision	LAKEVIEW-MT TABOR
Legal Block	E
Legal Lot Number	23
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHEAST
Census Block Group	1
Census Block	1016
Census Tract	3402

Owner

491 Plainview Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	491 PLAINVIEW RD, LEXINGTON, KY 40517-4249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 8, 2023	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Deed Document Number	2024329
Deed Book / Page	4063 / 116
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	491 PLAINVIEW RD, LEXINGTON, KY 40517-4249
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	HOME CLOSINGS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 PLAINVIEW RD, LEXINGTON, KY 40517-4249

Mortgage

Document Number	MB11113/46
Date	Dec 2, 2025
Book Page	MB 11113/46
Instrument	202512020102

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 18, 2024
Property Address	491 PLAINVIEW RD, LEXINGTON, KY 40517-4249
Document Number	DB4063/116
Book / Page	DB 4063 / 116
Map Reference	MB 18 PG 4
Instrument Date	Mar 1, 2024
Instrument	202403180329
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	HOME CLOSINGS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 PARK AVE, LEXINGTON, KY 40502-1743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	491 PLAINVIEW RD, LEXINGTON, KY 40517-4249

Mortgage

Document Number	202403180330
Date	Mar 18, 2024
Instrument	202403180330

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Nov 8, 2023
Property Address	491 PLAINVIEW RD, LEXINGTON, KY 40517-4249
Document Number	0DB4045/84
Book / Page	DB 4045 / 84
Map Reference	MB 18 PG 4
Instrument Date	Nov 7, 2023
Instrument	202311080012
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3593 WHITE PINE DR, LEXINGTON, KY 40514-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 PARK AVE, LEXINGTON, KY 40502-1743

Tax Assessment & Valuation

The 2026 property tax bill for 491 Plainview Rd was $2,399 with a homeowner's exemption, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,399.00 (+1.91%)	$239,500 (-)	$239,500 (-)
2025	$2,354.00 Homeowner's exemption	$239,500	$239,500
2023	$1,067.00 Homeowner's exemption	$132,700	$132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 491 Plainview Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 491 Plainview Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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