491 Pemberton Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 491 Pemberton Ln, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,020 sqft · built 1994
Lot Size	0.068 acres (2,967 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Jul 1994)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1160-029-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1160-029-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	2,967 sqft (0.068 acres)
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	491 PEMBERTON LN
City	FOLSOM
State	CA
Zip	95630-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M (PD)
Legal Description	WOODBRIDGE 02, LOT 118
Legal Subdivision	WOODBRIDGE 02
Legal Lot Number	118
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8504

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 PEMBERTON LN, FOLSOM, CA 95630-7913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 1994 · Amount on Record
Deed Sale	Jul 26, 1994 · Amount on Record
Deed Book / Page	940726 / 1102
Last Transfer Date	Feb 25, 2003
Transfer Doc	2003002284
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	491 PEMBERTON LN, FOLSOM, CA 95630-7913
Document Number	2007170494
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 PEMBERTON LN FOLSOM CA 956307913, FOLSOM, CA 95630-7913

Mortgage

Document Number	2007170494
Date	Jul 17, 2020
Instrument	2007170494

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 1, 2017
Property Address	491 PEMBERTON LN, FOLSOM, CA 95630-7913
Document Number	2010000001391
Book / Page	20170201 / 1391
Map Reference	MB 228 PG 13
Instrument Date	Jan 26, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 PEMBERTON LN, FOLSOM, CA 95630-7913

Mortgage

Document Number	201702011392
Date	Feb 1, 2017
Instrument	20170201/1392

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$229,442 (+2%) Land $68,513 Building $160,929
2025	$2,468.00 (+2.07%) Homeowner's exemption	$224,944 (+4.04%) Land $67,170 Building $157,774
2024	$2,418.00 (+1.81%)
2023	$2,375.00 (+1.5%) Homeowner's exemption	$216,211 Land $64,562 Building $151,649
2022	$2,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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