Clatsop County property record for 491 Pacific Dr, Hammond, OR 97121
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 822 sqft · built 1918 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,500 (Apr 2018) |
| Tax Bill | $1,079 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 81009BB02300 |
| Primary APN | 81009BB02300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 822 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Covered Porch |
| Porch Area | 136 sqft |
| Account Number | 29303 |
|---|---|
| Street Address | 491 PACIFIC DR |
| City | HAMMOND |
| State | OR |
| Zip | 97121-9738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | NEW ASTORIA LT 21 THRU 23 BLK 27 |
| Legal Range | 10 |
| Legal Township | 08 |
| Legal Section | 09 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | NEW ASTORIA |
| Legal Block | 27 |
| Legal Lot Number | 21,23 22 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | ASTORIA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950500 |
491 Pacific Dr is owned and occupied by an individual who bought it in April 2018.
Source: Clatsop County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 PACIFIC DR, HAMMOND, OR 97121-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON HOUSING AND COMMUNITY SERVICES |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Apr 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on File |
| Deed Sale | Apr 2, 2018 · Amount on File |
| Prior Sale | May 15, 2012 |
| Deed Document Number | 201802448 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 491 PACIFIC DR, HAMMOND, OR 97121-9738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 491 PACIFIC DR, HAMMOND, OR 97121-9738 |
| Document Number | 0000000443 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 202300443 |
| Name | OREGON HOUSING AND COMMUNITY SERVICES |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 491 PACIFIC DR, HAMMOND, OR 97121-9738 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000006431 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 202106431 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Apr 2, 2018 |
| Property Address | 491 PACIFIC DR, HAMMOND, OR 97121-9738 |
| Document Number | 0000002448 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 201802448 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 491 PACIFIC DR, HAMMOND, OR 97121-9738 |
| Document Number | 0000002449 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 201802449 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 491 Pacific Dr was $1,079.
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Warrenton City |
| Unified School District | Warrenton-Hammond School District 30 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,079.00 | $95,583 Building $95,583 | $207,721 Land $112,138 Building $95,583 |
| 2023 | $1,013.00 (+1.71%) | $76,481 (+3%) | $206,547 (+12.55%) Land $107,824 Building $98,723 |
| 2022 | $996.00 | $74,254 | $183,508 Land $93,760 Building $89,748 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 491 Pacific Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Pacific Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARRENTON serves 9,100 people · EPA ID OR4100932 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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