491 Oak Summit Rd, Winston Salem, NC 27105 Property Records

Forsyth County property record for 491 Oak Summit Rd, Winston Salem, NC 27105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 2024
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2025)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`6838-12-5779.00`

Property Details

APN / Parcel Number

Primary APN	`6838-12-5779.00`
Alternative APN	`6838125779000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,485 sqft Living Area

Exterior

Year Built	Built 2024
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	491 OAK SUMMIT RD
City	WINSTON SALEM
State	NC
Zip	27105-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	THE RIDGE AT SUMMIT POINTE LO:5 BL:2994A PL:78-137
Legal Block	2994A
Jurisdiction	FORSYTH NC
Township / Civil Division	WINSTON
Census Block Group	3
Census Block	3008
Census Tract	2901

Owner

491 Oak Summit Rd is owned and occupied by an individual who bought it in March 2025.

Source: Forsyth County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	491 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2025	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Feb 15, 2024	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on File
Deed Sale	Mar 17, 2025 · Amount on File
Prior Sale	Feb 15, 2024 · Amount on File
Deed Document Number	0038531009
Deed Book / Page	3853 / 1009
Record Updated	Jun 8, 2026

March 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Mar 17, 2025
Property Address	491 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1737
Document Number	0038531009
Book / Page	3853 / 1009
Map Reference	MB 78 PG 170&171
Instrument Date	Mar 17, 2025
Instrument	2025008276
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1737

Mortgage

Document Number	2025008277
Date	Mar 17, 2025
Instrument	2025008277

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Feb 15, 2024
Property Address	491 OAK SUMMIT RD, WINSTON SALEM, NC 27105-1737
Document Number	0037930880
Book / Page	3793 / 880
Map Reference	MB 78 PG 136&137
Instrument Date	Feb 9, 2024
Instrument	2024004752
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$1,274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 SHIELDS PARK DR, KERNERSVILLE, NC 27284-3592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 AERIAL CENTER PKWY STE 110, 110, MORRISVILLE, NC 27560-9294

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Winston-Salem City
Unified School District	Forsyth County Schools (PK - 12)

Flood

FEMA maps place 491 Oak Summit Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2009–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Tropical Storm Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Oak Summit Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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