491 N Liberty St, Delaware, OH 43015 Property Records

Delaware County property record for 491 N Liberty St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 1950
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Sep 2024)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-423-01-008-000`

Property Details

APN / Parcel Number

Primary APN	`519-423-01-008-000`
Alternative APN	`146282.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,067 sqft
1st Floor Area	832 sqft
Attic	Attic
Attic Area	368 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	160 ft deep x 65 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	35 sqft
Patio Area	460 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	491 N LIBERTY ST
City	DELAWARE
State	OH
Zip	43015-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3731
Legal Subdivision	WYNKOOP ADD/DELAWARE
Legal Lot Number	3731
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2020
Census Tract	10420

Owner

491 N Liberty St is owned by an individual who bought it in September 2024.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5950 SYMPHONY WOODS RD, COLUMBIA, MD 21044-3587
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional with PMI TELHIO CU
Jun 13, 2018	Warranty Deed, Transfer FIRST OH TITLE INSURANCE BOX
Jul 10, 2017	Survivorship Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2024 · Amount on File
Deed Sale	Sep 19, 2024 · Amount on File
Prior Sale	Jan 24, 2019 · Amount on File
Deed Document Number	202419548
Deed Book / Page	2112 / 1205
Prior Transfer Date	Jan 11, 2019
Prior Transfer Doc	0000001880
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	491 N LIBERTY ST, DELAWARE, OH 43015-1263
Document Number	0000010832
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 N LIBERTY ST DELAWARE OH 430151263, DELAWARE, OH 43015-1263

Mortgage

Document Number	0000010832
Date	Apr 7, 2020
Book Page	001713/002073
Instrument	10832

Lender

Name	TELHIO CU
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 13, 2018
Property Address	491 N LIBERTY ST, DELAWARE, OH 43015-1263
Document Number	0000015371
Book / Page	001576 / 001490
Instrument Date	May 23, 2018
Instrument	15371
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	FIRST OH TITLE INSURANCE BOX

Transaction

Amount	Amount on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 N LIBERTY ST DELAWARE OH 430151263, DELAWARE, OH 43015-1263

July 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 10, 2017
Property Address	491 N LIBERTY ST, DELAWARE, OH 43015-1263
Document Number	0000019209
Book / Page	1513 / 1424
Instrument Date	Jun 27, 2017
Instrument	201700019209
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 KELLY JOHNSON BLVD STE 100, 100, COLORADO SPRINGS, CO 80920-3957

Mortgage

Document Number	0000019212
Date	Jul 10, 2017
Book Page	1513/1430
Instrument	201700019212

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 491 N Liberty St was $4,380, up 64.8% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,380.00 (+64.85%)	$87,990 (+56.54%) Land $12,040 Building $75,950	$251,400 Land $34,400 Building $217,000
2024	$2,657.00 (-0.19%) Homeowner's exemption	$56,210 (-) Land $12,040 Building $44,170
2023	$2,662.00 Homeowner's exemption	$56,210 Land $12,040 Building $44,170	$160,600 Land $34,400 Building $126,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 491 N Liberty St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 N Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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