491 N 7th St, Hamilton, IL 62341 Property Records

Hancock County property record for 491 N 7th St, Hamilton, IL 62341

Property Summary

Property TypeSingle Family Home
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Dec 2025)
Tax Bill$4,416 (2025)
Deeds & MortgagesDec 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN11-30-691-000

Property Details

APN / Parcel Number

Primary APN11-30-691-000

Exterior

Lot Area87,120 sqft (2 acres)

Location & Zoning

Street Address491 N 7TH ST
CityHAMILTON
StateIL
Zip62341-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS30 T5 R8 LOT 10 NE MONTEBELLO
Legal Range08
Legal Township05
Legal Section30
Legal Lot Number10
JurisdictionHANCOCK IL
Township / Civil DivisionMONTEBELLO
Census Block Group2
Census Block2012
Census Tract954100

Owner

Source: Hancock County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address491 N 7TH ST, HAMILTON, IL 62341-1015
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2025 · Amount on Record
Deed SaleDec 1, 2025 · Amount on Record
Prior SaleNov 17, 2025 · Amount on Record
Deed Document Number20252776
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IL
Recording DateDec 1, 2025
Property Address491 N 7TH ST, HAMILTON, IL 62341-1015
Document Number0020252776
Map ReferenceMB 2 PG 116
Instrument DateNov 17, 2025
Instrument2025-2776
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address491 N 7TH ST, HAMILTON, IL 62341-1015

Mortgage

Document Number0020252777
DateDec 1, 2025
Instrument2025-2777
Lender
NameCONNECTION BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 17, 2055
Interest
Rate6.5%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHancock County
County SubdivisionMontebello Township
MunicipalityHamilton City
Unified School DistrictHamilton Community Consolidated School District 328 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,416.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$67,840 (+5.34%) Land $8,565 Building $59,275$203,520 (+5.34%) Land $25,695 Building $177,825
2024$4,416.00 (+23.18%)$64,401 (+14.76%) Land $8,131 Building $56,270
2023$193,203 (+14.76%) Land $24,393 Building $168,810
2022$3,585.00 Homeowner's exemption$56,117 (+8.24%) Land $7,085 Building $49,032$168,351 (+8.24%) Land $21,255 Building $147,096
2021$51,845 Land $6,546 Building $45,299$155,535 Land $19,638 Building $135,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1985)
Most Recent ClaimMar 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMILTON
serves 2,753 people · EPA ID IL0670400
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
MTC Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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