491 N 1000 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 491 N 1000 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,596 sqft · built 1930
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Trust Names on File
Last Sale	$154,100 (Aug 1999)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-017-0045`

Property Details

APN / Parcel Number

Primary APN	`27-017-0045`
Alternative APN	`038167`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,596 sqft
1st Floor Area	1,596 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	224 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	038167
Street Address	491 N 1000 E
City	SPANISH FORK
State	UT
Zip	84660-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N 88-2831E 2173.81 FT & N 203.38 FT FR S1/4 COR SEC 18, T8S, R3E, SLM; N 89-4157W 110.06 FT; N 2625W 120.33 FT; S 89-2759E 115.39 FT; S 2-06W 119.92 FT TO BEG. AREA .31 ACRES. SUBJ TO R/W.
Legal Range	03E
Legal Township	08S
Legal Section	18
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2019
Census Tract	3201

Owner

491 N 1000 E is owner-occupied and held in a trust since August 2023.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	491 N 1000 E, SPANISH FORK, UT 84660-1654
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN AMERICA FCU
Aug 9, 2023	Intrafamily Transfer, Transfer
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Dec 11, 2017	Deed of Trust, Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 1999 · Amount on File
Deed Sale	Aug 9, 1999 · Amount on File
Deed Document Number	199989116
Deed Book / Page	5178 / 222
Last Transfer Date	Aug 9, 2023
Transfer Doc	0000051992
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	491 N 1000 E, SPANISH FORK, UT 84660-1654
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011884
Date	Feb 13, 2026
Instrument	11884:2026

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 13, 2036

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 9, 2023
Property Address	491 N 1000 E, SPANISH FORK, UT 84660-1654
Document Number	0000051992
Instrument Date	Aug 9, 2023
Instrument	51992:2023
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	491 N 1000 E, SPANISH FORK, UT 84660-1654

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	491 N 1000 E, SPANISH FORK, UT 84660-1654
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081660
Date	Jul 18, 2022
Instrument	81660:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	491 N 1000 E, SPANISH FORK, UT 84660-1654
Document Number	0000125279
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 N 1000 E SPANISH FORK UT 846601654, SPANISH FORK, UT 84660-1654

Mortgage

Document Number	0000125279
Date	Dec 18, 2017
Instrument	125279

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 17, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 491 N 1000 E was $1,378.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,765 (-43.81%)	$412,300 (+2.16%) Land $159,900 Building $252,400
2025	$1,378.00	$403,600 Land $159,900 Building $243,700	$403,600 Land $159,900 Building $243,700
2024	$1,378.00
2023		$194,920 (+4.51%)	$354,400 (+4.51%) Land $152,300 Building $202,100
2022	$1,842.00	$186,505	$339,100 Land $162,400 Building $176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 N 1000 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 N 1000 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Utah Broadband, Verizon.

Nearby Properties on N 1000 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures