491 Mill Rd, Carrabelle, FL 32322 Property Records

Franklin County property record for 491 Mill Rd, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,400 sqft · built 2001
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Tax Bill	$511 (2025)
Flood Zone	Zone A (high risk)
APN	`13-07S-05W-0000-0091-0021`

Property Details

APN / Parcel Number

Primary APN	`13-07S-05W-0000-0091-0021`
Alternative APN	`05W07S13000000910021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	2,400 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Carport
Garage Area	406 sqft
Carport	Carport
Carport Area	406 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	504 sqft
Shed	1 Shed
Shed Area	725 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	491 MILL RD
City	CARRABELLE
State	FL
Zip	32322-5034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL IN SEC 13 07S 05W CONTAINING 1.28 ACRES ALSO KNOWN AS PARCEL # 3 654/730 1055/785
Legal Range	05W
Legal Township	07S
Legal Section	13
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1192
Census Tract	970200

Owner

Source: Franklin County records · APN 13-07S-05W-0000-0091-0021

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	491 MILL RD, CARRABELLE, FL 32322-5034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 21, 2012
Transfer Doc	0019001151
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00 (+3.65%) Homeowner's exemption	$88,888 (+2.9%)	$135,973 (-1.91%) Land $22,000 Building $113,973
2024	$493.00 (+1.44%) Homeowner's exemption	$86,383 (+3%)	$138,623 (+18.24%) Land $22,000 Building $116,623
2023	$486.00 (+1.89%) Homeowner's exemption	$83,867 (+3%)	$117,236 (+23.78%) Land $22,000 Building $95,236
2022	$477.00 Homeowner's exemption	$81,424	$94,713 Land $22,000 Building $72,713

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), as of April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379702001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Wildfire

Wildfire Risk	High above 87% of the US · above 79% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Consolidated Communications DSL	10 / 1

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1190118, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.