491 Middle St, Braintree, MA 02184 Property Records

Norfolk County and Braintree Town City property record for 491 Middle St, Braintree, MA 02184

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 986 sqft · built 1954
Lot Size	0.2 acres (8,699 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Aug 2022)
Tax Bill	$5,270 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRAI M:1001 B:0 L:24`

Property Details

APN / Parcel Number

Primary APN	`BRAI M:1001 B:0 L:24`
Alternative APN	`001001 B:000000 L:000024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Gross Area	3,011 sqft
Basement Area	986 sqft
Unfinished Basement	986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,699 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	491 MIDDLE ST
City	BRAINTREE
State	MA
Zip	02184-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	24
Jurisdiction	BRAINTREE MA
Township / Civil Division	BRAINTREE TOWN
Census Block Group	2
Census Block	2011
Census Tract	419500

Owner

491 Middle St is owned and occupied by two individuals who bought it in August 2022.

Source: Norfolk County and Braintree Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	491 MIDDLE ST, BRAINTREE, MA 02184-5820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Mar 12, 2004 · Amount on File
Deed Document Number	202272671
Deed Book / Page	40752 / 238
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRAINTREE MA
Recording Date	Aug 15, 2022
Property Address	491 MIDDLE ST, BRAINTREE, MA 02184-5820
Document Number	040752-238
Book / Page	40752 / 238
Instrument Date	Aug 15, 2022
Instrument	72671
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	491 MIDDLE ST, BRAINTREE, MA 02184-5820

Mortgage

Document Number	0000072672
Date	Aug 15, 2022
Instrument	72672

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAINTREE MA
Property Address	491 MIDDLE ST, BRAINTREE, MA 02184-5820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38294-572
Date	Sep 2, 2020
Book Page	38294/572
Instrument	91382

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAINTREE MA
Property Address	491 MIDDLE ST, BRAINTREE, MA 02184-5820
Document Number	35329-355
Book / Page	035329 / 000355
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35329-355
Date	Aug 1, 2017
Book Page	035329/000355
Instrument	71633

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 31, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 491 Middle St was $5,270, up 3.8% from the year before.

Source: Norfolk County and Braintree Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Braintree Town City
Unified School District	Braintree School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,270.00 (+3.76%)	$523,900 (+2.95%) Land $314,200 Building $208,700	$615,030 (-)
2025	$5,079.00 (+10.53%)	$508,900 (+4.99%) Land $304,900 Building $204,000	$615,030 (+2.5%)
2024	$4,595.00 (+5.66%)	$484,700 (+8.77%) Land $286,400 Building $198,300	$600,020
2023	$4,349.00	$445,600 Land $258,700 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 Middle St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	17 (1978–2014)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Middle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAINTREE WATER AND SEWER DEPT. serves 39,143 people · EPA ID MA4040000
Water Source	Surface water
Last State Inspection	May 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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