491 McKinstry Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 491 McKinstry Ave, Chicopee, MA 01020

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,072 sqft · built 1988
Lot Size0.298 acres (13,000 sqft)
Owner2 Individual Names on File
Tax Bill$7,542 (2026)
Flood ZoneZone X (minimal risk)
APN362-00030

Property Details

APN / Parcel Number

Primary APN362-00030
Alternative APN
  • CHIC M:0362 P:00030

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area3,072 sqft Living Area
Gross Area5,856 sqft
1st Floor Area1,536 sqft
Basement Area1,536 sqft
Unfinished Basement1,536 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,000 sqft (0.298 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number362-00030
Street Address491 MCKINSTRY AVE
CityCHICOPEE
StateMA
Zip01020-1120
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2010
Census Tract811000

Owner

491 McKinstry Ave, a duplex, is owned by two individuals who acquired it in July 2015.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address89 CATAUMET LN, WEST SPRINGFIELD, MA 01089-4464
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2015
Deed SaleJul 1, 2015
Deed Document Number2015203587
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 491 McKinstry Ave was $7,542, up 9.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,542.00 (+9.15%)$494,900 (+8.58%) Land $123,800 Building $371,100$431,283
2025$6,910.00 (+7.77%)$455,800 (+4.93%) Land $112,400 Building $343,400
2024$6,412.00 (+8.86%)$434,400 (+11.73%) Land $110,200 Building $324,200
2023$5,890.00$388,800 Land $100,100 Building $288,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 McKinstry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 McKinstry Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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