Miami County property record for 491 Mayfield Sq E, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 980 sqft · built 1969 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,000 (May 2026) |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-055667 |
| Primary APN | D08-055667 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| Family Room | Family Room |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 491 MAYFIELD SQ E |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 5877 70 |
| Legal Subdivision | MEADOWLAWN SUBDIVISION |
| Legal Lot Number | 5877 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 365102 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 491 MAYFIELD SQ E, TROY, OH 45373-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit ABBEY CU INC |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Sep 25, 2017 | Deed, Transfer · Reverse Mortgage MAINSOURCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 20266363 |
| Prior Transfer Date | Dec 4, 2012 |
| Prior Transfer Doc | 0000000569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 491 MAYFIELD SQ E, TROY, OH 45373-1814 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012524 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025OR-12524 |
| Name | ABBEY CU INC |
|---|---|
| Type | Credit Union |
| Address | 800 FALLS CREEK DR, VANDALIA, OH 45377 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 28, 2045 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 27, 2026 |
| Property Address | 491 MAYFIELD SQ E, TROY, OH 45373-1814 |
| Document Number | 0000006363 |
| Instrument Date | May 22, 2026 |
| Instrument | 20266363 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | PK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,966.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 491 MAYFIELD SQ E, TROY, OH 45373-1814 |
| Document Number | 0000006364, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20266364 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 25, 2017 |
| Property Address | 491 MAYFIELD SQ E, TROY, OH 45373-1814 |
| Document Number | 0000011656 |
| Map Reference | PG 56 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 2017OR-11656 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 491 MAYFIELD SQ E, TROY, OH 45373-1814 |
| Document Number | 0000011657 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 2017OR-11657 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,620.00 (+11.26%) Homeowner's exemption | $48,900 (+26.52%) Land $10,570 Building $38,330 | $139,700 (+26.54%) Land $30,200 Building $109,500 |
| 2024 | $1,456.00 (+2.18%) Homeowner's exemption | $38,650 (-) Land $11,380 Building $27,270 | |
| 2023 | $1,425.00 (+17.48%) Homeowner's exemption | $38,650 (-) Land $11,380 Building $27,270 | $110,400 (-) Land $32,500 Building $77,900 |
| 2022 | $1,213.00 Homeowner's exemption | $38,650 Land $11,380 Building $27,270 | $110,400 Land $32,500 Building $77,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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