491 Marler Rd, Marion, NC 28752 Property Records

McDowell County property record for 491 Marler Rd, Marion, NC 28752 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	960 sqft Heated Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$273,000 (2025)
Tax Bill	$1,236.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0689-00-96-4025`
Alternative APN	`48633`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	960 sqft Heated Area
Gross Area	2,496 sqft Gross Area
1st Floor	960 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	87,120 sqft (2 acres)
Lot Width	397 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	48633
Street Address	491 MARLER RD
City	MARION
State	NC
Zip	28752-9690
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	2.0 AC PER 9-15-82 SURVEY
Jurisdiction	MCDOWELL NC
Minor Civil Division	MONTFORD COVE
Census Blockgroup	4
Census Block	4020
Census Tract	970902

Owner

Source: McDowell County records · APN 0689-00-96-4025

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	491 MARLER RD, MARION, NC 28752-9690
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Doc Number	20254455
Prior Transfer Date	Feb 25, 2005
Prior Transfer Doc	0008150724
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 11, 2025
Property Address	491 MARLER RD, MARION, NC 28752-9690
Document Number	0015130623
Book / Page	1513 / 623
Instrument Date	Sep 02, 2025
Instrument	2025004455
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	491 MARLER RD, MARION, NC 28752-9690

Mortgage

Document Number	2025004456
Date	Sep 11, 2025
Instrument	2025004456

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00	$174,680 (-) Land $25,000 Building $149,680
2023	$1,236.00 (+26.77%)	$174,680 (+28.53%) Land $25,000 Building $149,680	$174,680 (+28.53%) Land $25,000 Building $149,680
2022	$975.00	$135,910 Land $20,000 Building $115,910	$135,910 Land $20,000 Building $115,910

Flood & Wildfire

491 Marler Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 70th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,075 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.