San Luis Obispo County property record for 491 Margetts Ave, Templeton, CA 93465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,068 sqft · built 2004 |
| Lot Size | 0.21 acres (9,130 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,542 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-285-047 |
| Primary APN | 040-285-047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Lot Area | 9,130 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 491 MARGETTS AVE |
|---|---|
| City | TEMPLETON |
| State | CA |
| Zip | 93465-9440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 2249 LT 13 |
| Legal Subdivision | TRACT 2249 |
| Legal Tract | 2249 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 12707 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 364 PACIFIC ST, SAN LUIS OBISPO, CA 93401-3847 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2012 |
| Deed Sale | May 4, 2012 |
| Prior Sale | Dec 22, 2011 · Amount on Record |
| Deed Document Number | 201224483 |
| Last Transfer Date | Aug 15, 2013 |
| Transfer Doc | 0000048289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 491 MARGETTS AVE, TEMPLETON, CA 93465-9440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 725 CAMINO OBISPO, ARROYO GRANDE, CA 93420-6979 |
| Document Number | 0000082075 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021082075 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Templeton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $480,427 (+2%) Land $166,545 Building $313,882 | |
| 2025 | $5,542.00 (+8.97%) | $471,008 (+4.04%) Land $163,280 Building $307,728 |
| 2023 | $5,086.00 (+1.96%) | $452,721 Land $156,941 Building $295,780 |
| 2022 | $4,988.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TEMPLETON CSD serves 8,041 people · EPA ID CA4010019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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