St. Clair County property record for 491 Lincoln St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,391 sqft · built 1988 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-001-3014-600 |
| Primary APN | 74-30-001-3014-600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,391 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Basement Area | 1,391 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Lot Area | 67,954 sqft (1.56 acres) |
| Lot Dimensions | 633 ft deep x 107 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 491 LINCOLN ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | BEG S 87D 49M 10S W 618.49' FROM SE SEC COR, TH S 87D 49M 10S W 633.18', TH N 0D 28M 48S W 107', TH N 87D 49M 10S E 634.06', |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 01 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 640200 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 491 LINCOLN ST, SAINT CLAIR, MI 48079-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2024 | Intrafamily Transfer, Transfer |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2024 |
| Transfer Doc | 0005695457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 6, 2024 |
| Property Address | 491 LINCOLN ST, SAINT CLAIR, MI 48079-1520 |
| Document Number | 0005695457 |
| Book / Page | 5695 / 457 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 2024003680 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 LINCOLN ST, SAINT CLAIR, MI 48079-1520 |
| Name | Verified Name |
|---|---|
| Address | 491 LINCOLN ST, SAINT CLAIR, MI 48079-1520 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 491 LINCOLN ST, SAINT CLAIR, MI 48079-1520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050940498 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 5094/498 |
| Instrument | 2019018377 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | Marysville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,300 (+5.46%) | $370,600 (+5.46%) | |
| 2025 | $3,013.00 (+3.36%) Homeowner's exemption | $175,700 (+19.36%) | |
| 2024 | $2,915.00 (+12.77%) | $351,400 (+19.36%) | |
| 2023 | $147,200 | ||
| 2022 | $2,585.00 | $294,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Duke Broadband Fiber | 1,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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