491 Levi Mathis Rd, Whittier, NC 28789 Property Records

Jackson County property record for 491 Levi Mathis Rd, Whittier, NC 28789

Property Summary

Property Type	Other Improved
Details	2 bd · 1.5 ba · 2,055 sqft · built 1943
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (May 2026)
Tax Bill	$829 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7612-07-6441`

Property Details

APN / Parcel Number

Primary APN	`7612-07-6441`
Alternative APN	`151670`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	2,055 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1970
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	638 sqft
Porch	Porch
Porch Area	240 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	491 LEVI MATHIS RD
City	WHITTIER
State	NC
Zip	28789-9039
Property Category	Other
Property Type	Other > Other Improved
Legal Description	TR 2 LEVI MATHIS RD
Legal Tract	2
Jurisdiction	JACKSON NC
Township / Civil Division	BARKERS CREEK
Census Block Group	3
Census Block	3021
Census Tract	950500

Owner

491 Levi Mathis Rd is owned and occupied by two individuals who bought it in May 2026.

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	491 LEVI MATHIS RD, WHITTIER, NC 28789-9039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Construction Mortgage CROSSCOUNTRY MORTGAGE
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jul 3, 2019	Loan Modification, Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Sep 22, 2025 · Amount on File
Deed Book / Page	2421 / 501
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 28, 2026
Property Address	491 LEVI MATHIS RD, WHITTIER, NC 28789-9039
Document Number	2421000501
Book / Page	2421 / 501
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 LEVI MATHIS RD, WHITTIER, NC 28789-9039
Investor	Possibly a Property Investor

Mortgage

Document Number	2421000505,
Date	May 28, 2026
Book Page	2421/505

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 22, 2025
Property Address	491 LEVI MATHIS RD, WHITTIER, NC 28789-9039
Document Number	0024050409
Book / Page	2405 / 409
Map Reference	CAB 20 SL 10
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 PORTH CIRCLE, LEXINGTON, SC 29072

Mortgage

Document Number	0002405413
Date	Sep 22, 2025
Instrument	2405/413

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	491 LEVI MATHIS RD, WHITTIER, NC 28789-9039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022771982
Date	Sep 28, 2020
Book Page	2277/1982

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON NC
Property Address	491 LEVI MATHIS RD, WHITTIER, NC 28789-9039
Document Number	0022430991
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	491 LEVI MATHIS RD WHITTIER NC 287899039, WHITTIER, NC 28789-9039

Mortgage

Document Number	0022430991
Date	Jul 29, 2019
Book Page	002243/000991

Lender

Name	UNITED CMNTY BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 491 Levi Mathis Rd was $829.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$413,000 (+89.24%) Land $55,200 Building $357,800
2025	$829.00	$218,238 Land $55,200 Building $163,038
2023	$658.00	$173,400 Land $69,270 Building $104,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 491 Levi Mathis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Levi Mathis Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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