491 la Cascata, Clementon, NJ 08021 Property Records

Camden County and Gloucester Township property record for 491 la Cascata, Clementon, NJ 08021

Property Summary

Property Type	Single Family Home
Details	992 sqft · built 1980
Lot Size	0.033 acres (1,446 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Feb 2022)
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-11302-0000-00092`

Property Details

APN / Parcel Number

Primary APN	`15-11302-0000-00092`
Alternative APNs	`151130200092` `00221392`

Interior

Building Area	992 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	1,446 sqft (0.033 acres)
Lot Dimensions	85 ft deep x 17 ft wide

Location & Zoning

Account Number	00221392
Street Address	491 LA CASCATA TNHS
City	CLEMENTON
State	NJ
Zip	08021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LACASCATA SEC 03
Legal Block	11302
Legal Lot Number	92
Jurisdiction	CAMDEN NJ
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1016
Census Tract	608202

Owner

Source: Camden County and Gloucester Township records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	491 LA CASCATA, CLEMENTON, NJ 08021-4928
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 25, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Feb 11, 2022	Deed, Transfer · FHA Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Oct 10, 2006 · Amount on Record
Deed Document Number	202216566
Deed Book / Page	11978 / 1497
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Recording Date	Aug 17, 2026
Property Address	491 LA CASCATA, CLEMENTON, NJ 08021-4928
Document Number	0000053089
Book / Page	13164 / 326
Instrument Date	Jun 30, 2026
Instrument	202653089
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 LA CASCATA, CLEMENTON, NJ 08021-4928

Mortgage

Document Number	0000053089,
Date	Aug 17, 2026
Book Page	13164/326
Instrument	202653089

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Jan 1, 2052

Interest

Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	491 LA CASCATA, CLEMENTON, NJ 08021-4928
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 LA CASCATA, CLEMENTON, NJ 08021-4928

Mortgage

Document Number	0000006283
Date	Jan 25, 2023
Book Page	12274/839
Instrument	2023006283

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2052

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Feb 11, 2022
Property Address	491 LA CASCATA, CLEMENTON, NJ 08021-4928
Document Number	0000016566
Book / Page	11978 / 1497
Instrument Date	Dec 8, 2021
Instrument	2022016566
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	NATIONAL INTEGRITY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4276 WAXWING ST, 4276, HOSCHTON, GA 30548-5537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 LA CASCATA, CLEMENTON, NJ 08021-4928

Mortgage

Document Number	0119781501
Date	Feb 11, 2022
Instrument	11978/1501

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000016568
Date	Feb 11, 2022
Book Page	11978/1516
Instrument	2022016568

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Dec 22, 2026

Tax Assessment & Valuation

Source: Camden County and Gloucester Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Gloucester Township
Secondary School District	Black Horse Pike Regional School District (09 - 12)
Elementary School District	Gloucester Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,400 (-) Land $23,000 Building $28,400	$51,400 (-) Land $23,000 Building $28,400
2025	$2,256.00 (+2.08%)	$51,400 (-) Land $23,000 Building $28,400	$51,400 (-) Land $23,000 Building $28,400
2024	$2,210.00 (+3.85%)
2023		$51,400 Land $23,000 Building $28,400	$51,400 Land $23,000 Building $28,400
2022	$2,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - BLACKWOOD private · serves 44,396 people · EPA ID NJ0415002
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on la Cascata

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures