Ballard County property record for 491 King Rd, Barlow, KY 42024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1973 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Oct 2019) |
| Tax Bill | $1,164 (2025) |
| Deeds & Mortgages | Sep 2022 Construction Loan Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-06 |
| Primary APN | 16-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 491 KING RD |
|---|---|
| City | BARLOW |
| State | KY |
| Zip | 42024-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DENNETT HEIGHTS |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | BARLOW |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950200 |
491 King Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Ballard County records, as of November 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 491 KING RD, BARLOW, KY 42024-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST COMMUNITY BANK OF THE HEARTLAND IN |
| Oct 25, 2019 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on File |
| Deed Sale | Oct 25, 2019 · Amount on File |
| Deed Document Number | 2019267395 |
| Deed Book / Page | 121 / 94 |
| Prior Transfer Date | Oct 22, 2019 |
| Prior Transfer Doc | 000121/094 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 491 KING RD, BARLOW, KY 42024-9739 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 491 KING RD, BARLOW, KY 42024-9739 |
| Document Number | 000125/471 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 125/471 |
| Instrument | 524708 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLAND IN |
|---|---|
| Type | Bank |
| Address | CLINTON, KY 42031 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Sep 2, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Oct 25, 2019 |
| Property Address | 491 KING RD, BARLOW, KY 42024-9739 |
| Document Number | 000121/094 |
| Book / Page | 121 / 094 |
| Map Reference | CAB 3 SL 7 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 267395 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 491 KING RD, BARLOW, KY 42024-9739 |
| Document Number | 0000267396 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 267396 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 491 King Rd was $1,164.
Source: Ballard County assessment roll, as of November 13, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,164.00 | $115,000 | $115,000 |
| 2023 | $1,133.00 Additional exemption filed | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 King Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 King Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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