Gallatin County property record for 491 Kermodi St, Bozeman, MT 59715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,035 sqft · built 2021 |
| Lot Size | 1 acres (43,865 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $6,320 (2026) |
| Deeds & Mortgages | Dec 2020 Construction Loan Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGH81266 |
| Primary APN | 00RGH81266 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,035 sqft Living Area |
| 1st Floor Area | 1,909 sqft |
| 2nd Floor Area | 1,126 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,865 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 1,278 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 1,231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 00RGH81266 |
|---|---|
| Street Address | 491 KERMODI ST |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNT ELLIS MEADOWS PH 2C, S16, T02 S, R06 E, LOT 11, ACRES 1.007, PLAT J-628-A |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | MOUNT ELLIS MEADOWS PH 2C |
| Legal Lot Number | 11 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 1002 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 491 KERMODI ST, BOZEMAN, MT 59715-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK |
| Nov 1, 2019 | Warranty Deed, Transfer MONTANA TITLE AND ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2019 |
| Deed Sale | Nov 1, 2019 |
| Deed Document Number | 20192663384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 491 KERMODI ST, BOZEMAN, MT 59715-9442 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FIRST AMERICAN, FATCO |
| Name | Verified Name |
|---|
| Document Number | 0002714669 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2714669 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59718 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Nov 1, 2019 |
| Property Address | 491 KERMODI ST, BOZEMAN, MT 59715-9442 |
| Document Number | 0002663384 |
| Map Reference | PL J-628-A |
| Instrument Date | Nov 1, 2019 |
| Instrument | 2663384 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | MONTANA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3111, BOZEMAN, MT 59772-3111 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1324 CHERRY DR, BOZEMAN, MT 59715-5923 |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,320.00 (-0.85%) | $1,603,700 (-) | $1,603,700 (-) Land $477,621 Building $1,126,079 |
| 2025 | $6,374.00 (-29.93%) | $1,603,700 (-3.62%) | $1,603,700 (-3.62%) Land $477,621 Building $1,126,079 |
| 2023 | $9,096.00 | $1,664,000 | $1,664,000 Land $321,783 Building $1,342,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 100 / 20 |
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