491 Holcomb Pond Rd, Corbin, KY 40701 Property Records

Whitley County property record for 491 Holcomb Pond Rd, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Details	2,180 sqft · built 2003
Lot Size	6.68 acres (291,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-00-00-087.01`

Property Details

APN / Parcel Number

Primary APN	`069-00-00-087.01`
Alternative APN	`18689`

Interior

Stories	1 Story
Building Area	2,180 sqft Living Area
Basement Area	1,292 sqft
Finished Basement	1,292 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	291,068 sqft (6.68 acres)
Terrain	Rolling
Porch	Slab
Porch Area	593 sqft
Deck Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	491 HOLCOMB POND RD
City	CORBIN
State	KY
Zip	40701-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	1.5 ST VNL HS & 6.682 AC @ CRK
Legal Subdivision	BEE CRK
Jurisdiction	WHITLEY KY
Township / Civil Division	CUMBERLAND FALLS
Census Block Group	1
Census Block	1020
Census Tract	920401

Owner

491 Holcomb Pond Rd is owned and occupied by two individuals.

Source: Whitley County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	491 HOLCOMB POND RD, CORBIN, KY 40701-7809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Line of Credit L&N FCU
Jun 22, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Oct 30, 2017	Deed of Trust, Mortgage · VA Mortgage SOUTHPOINT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	491 HOLCOMB POND RD, CORBIN, KY 40701-7809
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M702/405
Date	Mar 30, 2023
Book Page	M702/405
Instrument	291739

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	491 HOLCOMB POND RD, CORBIN, KY 40701-7809
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M657/320
Date	Jun 22, 2020
Book Page	M657/320
Instrument	243212

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	491 HOLCOMB POND RD, CORBIN, KY 40701-7809
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000622/370
Date	Oct 30, 2017
Book Page	622/370
Instrument	227587

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender
Address	ALPHARETTA, GA 30005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 491 Holcomb Pond Rd was $2,022.

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00	$258,000	$258,000
2023	$1,924.00	$258,000	$258,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 Holcomb Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Holcomb Pond Rd is high, ranking above 76% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 88% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Zetalink Fixed Wireless	200 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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