Lincoln County property record for 491 Harris St, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,938 sqft · built 1993 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,042 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-80-27-004-003-007.000 |
| Primary APN | 15-80-27-004-003-007.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 117 ft deep x 91 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Street Address | 491 HARRIS ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 91' X 117' TRACT IN THE SW PT OF LOT 17 BLK D AVERYS COLLEGE HEIGHTS ADDITION |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 37 |
| Legal Subdivision | HEIGHTS ADDITION |
| Legal Block | D |
| Legal Lot Number | 17 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 810305 |
491 Harris St is owned and occupied by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 491 HARRIS ST, TROY, MO 63379-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 491 Harris St was $2,042.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,516 (-) Land $2,386 Building $30,130 | ||
| 2025 | $2,042.00 | $32,516 Land $2,386 Building $30,130 | $171,140 Land $12,560 Building $158,580 |
| 2023 | $1,888.00 (+5.24%) | $29,680 Land $1,590 Building $28,090 | $156,210 Land $8,370 Building $147,840 |
| 2022 | $1,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Harris St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 491 Harris St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY PWS serves 15,000 people · EPA ID MO6010798 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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