Nassau County and Hempstead Town property record for 491 Golf Ct, Valley Stream, NY 11581
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,832 sqft · built 1964 |
| Lot Size | 0.205 acres (8,911 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $732,000 (Oct 2016) |
| Tax Bill | $14,061 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 39-485-00-0099 |
| Primary APN | 39-485-00-0099 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,832 sqft Living Area |
| 1st Floor Area | 2,094 sqft |
| Basement Area | 1,694 sqft |
| Finished Basement | 1,694 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Roof Material | Other |
| Lot Area | 8,911 sqft (0.205 acres) |
| Lot Dimensions | 144 ft deep x 75 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Patio Area | 618 sqft |
| Balcony Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39485 00990 |
|---|---|
| Street Address | 491 GOLF CT |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11581-3541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 015 |
| Legal Subdivision | TROPICANA HOMES |
| Legal Block | 485 |
| Legal Lot Number | 99 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 411301 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 491 GOLF CT, VALLEY STREAM, NY 11581-3541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Aug 23, 2019 | Loan Modification, Consolidation and Extension, Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2016 · Amount on Record |
| Deed Sale | Oct 25, 2016 · Amount on Record |
| Prior Sale | Jan 20, 2006 · Amount on Record |
| Deed Document Number | 2016105644 |
| Deed Book / Page | 13428 / 489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 491 GOLF CT, VALLEY STREAM, NY 11581-3541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0462620447 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 46262/447 |
| Instrument | 2022-009990 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 491 GOLF CT, VALLEY STREAM, NY 11581-3541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0436600906 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 43660/906 |
| Instrument | 2019-077523 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 491 GOLF CT, VALLEY STREAM, NY 11581-3541 |
| Document Number | 0436600925 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 491 GOLF CT VALLEY STREAM NY 115813541, VALLEY STREAM, NY 11581-3541 |
| Document Number | 0436600925 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 043660/000925 |
| Instrument | 77524 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368-2240 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 9, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Lawrence Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $866 (-5.56%) Land $358 Building $508 | $866,000 (-5.56%) | |
| 2025 | $14,061.00 (+10.03%) | ||
| 2023 | $12,779.00 Additional exemption filed | $917 Land $379 Building $538 | $917,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 204 policies |
| Nearby Flood Policies | 204 in force |
| Nearby Flood Claims | 199 (1978–2025) |
| Claims Outside the SFHA | 99 of 199 |
| Most Recent Claim | Nov 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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