491 E Park St, Argenta, IL 62501 Property Records

Macon County property record for 491 E Park St, Argenta, IL 62501

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1973
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Jun 2021)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-03-25-330-012`

Property Details

APN / Parcel Number

Primary APN	`05-03-25-330-012`
Alternative APN	`03-25-330-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	149 ft deep x 90 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	190 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	050325330012
Street Address	491 E PARK ST
City	ARGENTA
State	IL
Zip	62501-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	C E SMITHS 4TH ADD TO ARGENTA L 18 90X149.85
Legal Subdivision	C E SMITHS FOURTH ADD TO ARGENTA
Jurisdiction	MACON IL
Township / Civil Division	FRIENDS CREEK
Census Block Group	5
Census Block	5001
Census Tract	3000

Owner

Source: Macon County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	491 E PARK ST, ARGENTA, IL 62501-6017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage DECATUR EARTHMOVERS CU
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage GERBER STATE BANK
Aug 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
May 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	20211979953
Deed Book / Page	4827 / 886
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	491 E PARK ST, ARGENTA, IL 62501-6017
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	MACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R001646
Date	Feb 10, 2026
Instrument	2026R-001646

Lender

Name	DECATUR EARTHMOVERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 11, 2021
Property Address	491 E PARK ST, ARGENTA, IL 62501-6017
Document Number	4827/886
Book / Page	4827 / 886
Map Reference	PB 1405 PG 89
Instrument Date	Jun 10, 2021
Instrument	1979953
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$131.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 E PARK ST, ARGENTA, IL 62501-6017

Mortgage

Document Number	19799544827887
Date	Jun 11, 2021
Instrument	19799544827887

Lender

Name	GERBER STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	491 E PARK ST, ARGENTA, IL 62501-6017
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4636/152
Date	Aug 7, 2018
Book Page	4636/152
Instrument	1936313

Lender

Name	TOWN & COUNTRY BANC MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 30, 2018
Property Address	491 E PARK ST, ARGENTA, IL 62501-6017
Document Number	4623/974
Book / Page	4623 / 974
Map Reference	PB 1405 PG 89
Instrument Date	May 2, 2018
Instrument	1933709
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$111.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 E PARK ST, ARGENTA, IL 62501-6017

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Argenta Village
County	Macon County
County Subdivision	Friends Creek Township
Unified School District	Argenta-Oreana Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00 (+4.73%) Homeowner's exemption	$45,854 (+4.88%) Land $5,111 Building $40,743	$137,576 (+4.88%) Land $15,335 Building $122,241
2024	$3,300.00	$43,720 Land $4,873 Building $38,847	$131,173 Land $14,620 Building $116,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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