491 E Palomino Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 491 E Palomino Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,307 sqft · built 1997
Lot Size	0.171 acres (7,475 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Feb 2025)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`309-12-378`

Property Details

APN / Parcel Number

Primary APN	`309-12-378`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,307 sqft Living Area
1st Floor Area	2,307 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,475 sqft (0.171 acres)
Parking Spaces	2 Parking Spaces
Pool Area	700 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	491 E PALOMINO DR
City	GILBERT
State	AZ
Zip	85296-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	MIRA VISTA PLACE MCR 411-32
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	MIRA VISTA PLACE
Legal Lot Number	43
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2016
Census Tract	422404

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	491 E PALOMINO DR, GILBERT, AZ 85296-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 19, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 17, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Jan 19, 2021
Deed Document Number	20250063374
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	491 E PALOMINO DR, GILBERT, AZ 85296-2955
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 E PALOMINO DR, GILBERT, AZ 85296-2955

Mortgage

Document Number	0000082283
Date	Feb 12, 2026
Instrument	20260082283

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	491 E PALOMINO DR, GILBERT, AZ 85296-2955
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 E PALOMINO DR, GILBERT, AZ 85296-2955

Mortgage

Document Number	0001297317
Date	Dec 7, 2021
Instrument	20211297317

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 19, 2021
Property Address	491 E PALOMINO DR, GILBERT, AZ 85296-2955
Document Number	0000053699
Instrument Date	Jan 15, 2021
Instrument	53699
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	491 E PALOMINO DR GILBERT AZ 852962955, GILBERT, AZ 85296-2955

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 17, 2020
Property Address	491 E PALOMINO DR, GILBERT, AZ 85296-2955
Document Number	0000228109
Map Reference	MB 411 PG 32
Instrument Date	Mar 13, 2020
Instrument	20200228109
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE ALLIANCE PLATINUM AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	491 E PALOMINO DR, 491, GILBERT, AZ 85296-2955

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	491 E PALOMINO DR, GILBERT, AZ 85296-2955

Mortgage

Document Number	0000228110
Date	Mar 17, 2020
Instrument	20200228110

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,070 (-1.57%)	$520,700 (-1.57%) Land $104,100 Building $416,600
2025	$2,180.00 (-14.24%)
2024		$52,900	$529,000 Land $105,800 Building $423,200
2023	$2,542.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Arizona Network Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Tristate Wi-Fi by Wi-Fiber, Verizon.

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