491 E Illinois Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 491 E Illinois Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,055 sqft · built 1987
Lot Size	0.421 acres (18,352 sqft)
Owner	2 Individual Names on File
Last Sale	$1,215,000 (Sep 2015)
Tax Bill	$24,495 (2024)
Deeds & Mortgages	Nov 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-33-401-012`

Property Details

APN / Parcel Number

Primary APN	`12-33-401-012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,055 sqft Living Area
Gross Area	6,276 sqft
1st Floor Area	1,862 sqft
Upper Floors Area	1,774 sqft
Basement Area	1,774 sqft
Finished Basement	1,419 sqft
Unfinished Basement	355 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	18,352 sqft (0.421 acres)
Lot Dimensions	175 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	866 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	156 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	491 E ILLINOIS RD
City	LAKE FOREST
State	IL
Zip	60045-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIERCE A WHITESIDE SUB LOT 2
Legal Subdivision	PIERCE A WHITESIDE SUB
Legal Lot Number	2
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1007
Census Tract	863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

491 E Illinois Rd is owned and occupied by two individuals who bought it in September 2015.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	491 E ILLINOIS RD, LAKE FOREST, IL 60045-2364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2015 · Amount on File
Deed Sale	Sep 1, 2015 · Amount on File
Prior Sale	Oct 12, 2006 · Amount on File
Deed Document Number	20157227244
Record Updated	Jun 8, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	491 E ILLINOIS RD, LAKE FOREST, IL 60045-2364
Document Number	0007396347
Instrument Date	Nov 17, 2016
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	491 E ILLINOIS RD LAKE FOREST IL 600452364, LAKE FOREST, IL 60045-2364

Mortgage

Document Number	0007396347
Date	May 22, 2017
Instrument	7396347

Lender

Name	MARTHA L MORAN HOLDINGS LLC
Address	2432 N CLYBOURN AVE, CHICAGO, IL 60614-1918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	10%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,774 Land $147,533 Building $316,241	$1,391,461 Land $442,643 Building $948,818
2024	$24,495.00 (+12.14%)
2023	$21,844.00 (+2.86%)	$349,965 (-4.85%) Land $111,329 Building $238,636	$1,050,000 (-4.85%) Land $334,020 Building $715,980
2022	$21,236.00	$367,785 Land $108,151 Building $259,634	$1,103,465 Land $324,485 Building $778,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 491 E Illinois Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 E Illinois Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20