Otsego County and Hartwick Town property record for 491 E Hill Rd, Cooperstown, NY 13326
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,004 sqft · built 1860 |
| Lot Size | 37.6 acres (1,638,727 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,479 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 363200 145.00-1-11.02 |
| Primary APN | 363200 145.00-1-11.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,004 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| 2nd Floor Area | 906 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 1,638,727 sqft (37.6 acres) |
| Lot Width | 2,590 ft Width |
| Porch | Slab |
| Porch Area | 18 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 182877 |
|---|---|
| Street Address | 491 E HILL RD |
| City | COOPERSTOWN |
| State | NY |
| Zip | 13326-5441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 999 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 11.002 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | HARTWICK |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 590201 |
Source: Otsego County and Hartwick Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 491 E HILL RD, COOPERSTOWN, NY 13326-5441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT |
| Mar 2, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2021 |
| Transfer Doc | 0000000146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 491 E HILL RD, COOPERSTOWN, NY 13326-5441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000014 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 2024-914 |
| Name | FARM CREDIT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 2, 2021 |
| Property Address | 491 E HILL RD, COOPERSTOWN, NY 13326-5441 |
| Document Number | 0000000146 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 2021-1146 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 491 E HILL RD, COOPERSTOWN, NY 13326-5441 |
Source: Otsego County and Hartwick Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Hartwick Town |
| Unified School District | Cooperstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,479.00 (+10.05%) Homeowner's exemption | ||
| 2025 | $4,070.00 | $226,500 (-) Land $106,900 Building $119,600 | $323,571 (+24%) Land $152,714 Building $170,857 |
| 2023 | $226,500 Land $106,900 Building $119,600 | $260,945 Land $123,157 Building $137,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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