491 E Cedar St, Olmsted, IL 62970 Property Records

Pulaski County property record for 491 E Cedar St, Olmsted, IL 62970 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,174 sqft · built 1960
Lot Size	0.554 acres (24,148 sqft)
Owner	Individual Name on File
Last Sale	$86,500 (Jun 2025)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
APN	`05-27-284-006`

Property Details

APN / Parcel Number

Primary APN	`05-27-284-006`

Interior

Building Area	1,174 sqft Building Perimeter

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	24,148 sqft (0.554 acres)

Location & Zoning

Street Address	491 E CEDAR ST
City	OLMSTED
State	IL
Zip	62970-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK4 LOT 15,16 & 17 ED B GORES ADDITION BK/PG 125-805 DOC,37720
Legal Subdivision	GORES AD
Legal Lot Number	15-17
Jurisdiction	PULASKI IL
Township / Civil Division	OLMSTED
Census Block Group	3
Census Block	3126
Census Tract	971000

Owner

Source: Pulaski County records · APN 05-27-284-006

Assessment roll updated September 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	491 E CEDAR ST, OLMSTED, IL 62970-1137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Deed Document Number	202537720
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PULASKI IL
Recording Date	Jun 02, 2025
Property Address	491 E CEDAR ST, OLMSTED, IL 62970-1137
Document Number	0000037720
Instrument Date	May 23, 2025
Instrument	37720
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$129.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 E CEDAR ST, OLMSTED, IL 62970-1137

Mortgage

Document Number	0000037721
Date	Jun 02, 2025
Instrument	37721

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Pulaski County records · Assessment roll updated September 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Pulaski County
Municipality	Olmsted Village
Unified School District	Meridian Community Unit School District 101 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00 Homeowner's exemption Senior Citizen's exemption	$29,912 (+25.2%) Land $725 Building $29,187	$89,736 (+25.2%) Land $2,175 Building $87,561
2024	$1,843.00 (+219.41%) Senior Citizen's exemption	$23,891 (+10.54%) Land $579 Building $23,312	$71,673 (+10.54%) Land $1,737 Building $69,936
2022	$577.00 Senior Citizen's exemption	$21,613 Land $524 Building $21,089	$64,839 Land $1,572 Building $63,267

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171539710003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fixed Wireless (unlicensed)	1,000 / 500
Wisper ISP	Fixed Wireless	400 / 30
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Wisper ISP, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.