491 E Amberside Dr, Elgin, IL 60124 Property Records

Kane County property record for 491 E Amberside Dr, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2009
Square Footage	2,826 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2016)
Tax Bill	$12,477.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-07-431-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	2,826 sqft Living Area
Gross Area	4,352 sqft Gross Area
Basement Area	1,526 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame Construction
Lot Area	10,019 sqft (0.23 acres)
Lot Width	80 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	491 E AMBERSIDE DR
City	ELGIN
State	IL
Zip	60124-7873
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOY PROPERTY LT 121
Legal Subdivision	FOY PROPERTY
Legal Block	4
Legal Lot Number	121
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4002
Census Tract	851904

Owner

Source: Kane County records · APN 06-07-431-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	491 E AMBERSIDE DR, ELGIN, IL 60124-7873
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2016 · Amount on Record
Deed Sale	May 03, 2016 · Amount on Record
Prior Sale	Oct 05, 2009 · Amount on Record
Deed Doc Number	201620994
Last Transfer Date	Jun 04, 2020
Transfer Doc	0000031551
Record Refreshed	Sep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 17, 2020
Property Address	491 E AMBERSIDE DR, ELGIN, IL 60124-7873
Document Number	0000031551
Instrument Date	Jun 04, 2020
Instrument	31551
Transaction Type	Transfer
Record Updated	Aug 07, 2020
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	491 E AMBERSIDE DR ELGIN IL 601247873, ELGIN, IL 60124-7873

Mortgage

Document Number	31552
Date	Jun 17, 2020
Instrument	31552

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 16, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,477.00 (+7.68%) Homeowner's exemption
2024		$154,112 (+21.39%) Land $40,572 Building $113,540	$462,521 (+21.44%) Land $121,765 Building $340,756
2022	$11,587.00 (+4.06%) Homeowner's exemption	$126,953 (+6.96%) Land $33,422 Building $93,531	$380,859 (+6.96%) Land $100,266 Building $280,593
2021	$11,135.00 Homeowner's exemption	$118,692 Land $31,247 Building $87,445	$356,076 Land $93,741 Building $262,335