491 E 39th St, Lorain, OH 44055 Property Records

Lorain County property record for 491 E 39th St, Lorain, OH 44055 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1952
Square Footage646 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2026)
Tax Bill$617.00 (2025)

Owner

Source: Lorain County records · APN 03-00-103-111-028

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address491 E 39TH ST, LORAIN, OH 44055-2327
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Sep 13, 2023Quit Claim Deed, Transfer
Quitclaim Document
Aug 29, 2023Public Action, Foreclosure
Oct 26, 2022Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2026 · Amount on Record
Deed SaleApr 13, 2026 · Amount on Record
Prior SaleSep 13, 2023 · Amount on Record
Deed Doc Number202691522
Record RefreshedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateApr 13, 2026
Property Address491 E 39TH ST, LORAIN, OH 44055-2327
Document Number0000091522
Instrument DateApr 08, 2026
Instrument2026.91522
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyNETWORK LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$48,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 E 39TH ST, LORAIN, OH 44055-2327

Mortgage

Document Number0000091523,
DateApr 13, 2026
Instrument2026.91523
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateSep 13, 2023
Property Address491 E 39TH ST, LORAIN, OH 44055-2327
Document Number0000929035
Map ReferenceVOL 7 PG 13
Instrument DateSep 13, 2023
Instrument2023-0929035
Transaction TypeTransfer
Record UpdatedSep 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 W 14TH ST, LORAIN, OH 44052-1532

August 2023: Public Action, Foreclosure

Document TypePublic Action
JurisdictionLORAIN OH
Recording DateAug 29, 2023
Property Address491 E 39TH ST, LORAIN, OH 44055-2327
Document Number0000927409
Map ReferenceVOL 7 PG 13
Instrument DateAug 29, 2023
Instrument2023-0927409
Transaction TypeForeclosure
Record UpdatedSep 07, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracySold for Taxes

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2022: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionLORAIN OH
Recording DateOct 26, 2022
Property Address491 E 39TH ST, LORAIN, OH 44055-2327
Document Number0000896487
Map ReferenceVOL 7 PG 13
Instrument DateAug 18, 2022
Instrument2022-0896487
Transaction TypeForeclosure
Record UpdatedNov 03, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictClearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$617.00 (+1.98%)$15,660 (+0.01%) Land $3,330 Building $12,330$44,740 (-) Land $9,500 Building $35,240
2024$605.00$15,659 (+16.69%) Land $3,325 Building $12,334$44,740 (+16.69%) Land $9,500 Building $35,240
2023$13,419 (-0.01%) Land $2,961 Building $10,458$38,340 (-) Land $8,460 Building $29,880
2022$988.00$13,420 Land $2,960 Building $10,460
2021$38,340 Land $8,460 Building $29,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN03-00-103-111-028

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area646 sqft Living Area
Gross Area744 sqft Gross Area
1st Floor646 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area5,663 sqft (0.13 acres)
Depth X Width141 ft x 40 ft Depth x Width
Deck Area132 sqft Deck
Patio Area132 sqft Patio
Porch Area258 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address491 E 39TH ST
CityLORAIN
StateOH
Zip44055-2327
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY VIEW 40 X 142
Legal SubdivisionCITY VIEW
Legal Block111
Legal Lot Number32
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup2
Census Block2005
Census Tract23900

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