491 E 116th St, Carmel, IN 46032 Property Records

Hamilton County property record for 491 E 116th St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1966
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2020)
Tax Bill	$4,445 (2024)
Deeds & Mortgages	Apr 2023 Transfer Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-02-201-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-02-201-002.000-018`
Alternative APN	`1713020201002000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713020201002000
Street Address	491 E 116TH ST
City	CARMEL
State	IN
Zip	46032-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 2, TOWNSHIP 17, RANGE 3, NORTHERN HEIGHTS, LOT 2
Legal Range	03
Legal Township	17
Legal Section	02
Legal Subdivision	NORTHERN HEIGHTS
Legal Lot Number	2
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2014
Census Tract	111006

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	491 E 116TH ST, CARMEL, IN 46032-4525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Intrafamily Transfer, Transfer NEAR NORTH TITLE GROUP
Oct 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 13, 2019	Warranty Deed, Transfer MTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	0000071991
Last Transfer Date	Apr 10, 2023
Transfer Doc	0000012413
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Apr 10, 2023
Property Address	491 E 116TH ST, CARMEL, IN 46032-4525
Document Number	0000012413
Map Reference	MB 2 PG 29-30
Instrument Date	Apr 10, 2023
Instrument	2023012413
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	491 E 116TH ST, CARMEL, IN 46032-4525

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 9, 2020
Property Address	491 E 116TH ST, CARMEL, IN 46032-4525
Document Number	0000071991
Instrument Date	Oct 6, 2020
Instrument	71991
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	491 E 116TH ST CARMEL IN 460324525, CARMEL, IN 46032-4525

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 13, 2019
Property Address	491 E 116TH ST, CARMEL, IN 46032-4525
Document Number	0000057253
Instrument Date	Nov 8, 2019
Instrument	57253
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9631 SUMMERTON DR FISHERS IN 460378010, FISHERS, IN 46037-8010

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,700 (+9.79%) Land $75,900 Building $142,800	$218,700 (+9.79%) Land $75,900 Building $142,800
2024	$4,445.00 (+10.71%)
2023	$4,015.00 (-41.4%)	$199,200 (+6.41%) Land $75,900 Building $123,300	$199,200 (+6.41%) Land $75,900 Building $123,300
2022	$6,852.00	$187,200 Land $55,900 Building $131,300	$187,200 Land $55,900 Building $131,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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