491 Dutton St, Unit 511, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 491 Dutton St, Unit 511, Lowell, MA 01854

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,315 sqft · built 2007
Lot Size	2.28 acres (99,590 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,474 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M24825`

Property Details

APN / Parcel Number

Primary APN	`M24825`
Alternative APNs	`LOWE M:139 B:1915 L:491 U:511` `M:000139 T:M24825`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Hip
Roof Material	Tar & Gravel
Lot Area	99,590 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M24825
Street Address	491 DUTTON ST, 511
City	LOWELL
State	MA
Zip	01854-4399
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UMU
Legal Block	1915
Legal Lot Number	491
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2000
Census Tract	311100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 DUTTON ST, 511, LOWELL, MA 01854-4399
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC
Apr 18, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017
Deed Sale	Apr 28, 2017
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Book / Page	31080 / 86
Last Transfer Date	Apr 11, 2023
Transfer Doc	037782-263
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	491 DUTTON ST UNIT 511, 511, LOWELL, MA 01854-4399
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035985-111
Date	Jul 12, 2021
Book Page	35985/111
Instrument	40628

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2028
Index	Other

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 18, 2023
Property Address	491 DUTTON ST UNIT 511, 511, LOWELL, MA 01854-4291
Document Number	037782-263
Book / Page	37782 / 263
Instrument Date	Apr 11, 2023
Instrument	10479
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 DUTTON ST UNIT 511, 511, LOWELL, MA 01854-4291

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 28, 2017
Property Address	491 DUTTON ST UNIT 511, 511, LOWELL, MA 01854-4291
Document Number	31080-86
Book / Page	031080 / 000086
Instrument Date	Apr 28, 2017
Instrument	17292
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	491 DUTTON ST #511 LOWELL MA 018544291, 511, LOWELL, MA 01854-4291

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,474.00 (+0.48%)	$482,300 (+1.62%) Building $482,300	$456,105 (-6.79%)
2025	$5,448.00 (+13.76%)	$474,600 (+18.03%) Building $474,600	$489,345 (+5.36%)
2024	$4,789.00 (-11.2%)	$402,100 (-7.39%) Building $402,100	$464,455
2023	$5,393.00	$434,200 Building $434,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2001–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

491 Dutton St, Unit 511, Lowell, MA 01854 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Dutton St

Nearby Streets

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