491 Dutton St, Unit 504, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 491 Dutton St, Unit 504, Lowell, MA 01854

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,210 sqft · built 2007
Lot Size2.28 acres (99,590 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Apr 2026)
Tax Bill$4,715 (2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNM24810

Property Details

APN / Parcel Number

Primary APNM24810
Alternative APNs
  • LOWE M:139 B:1915 L:491 U:504
  • M:000139 T:M24810

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Units87 Units
Stories3 Stories
Building Area1,210 sqft Living Area
1st Floor Area1,210 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeHip
Roof MaterialTar & Gravel
Lot Area99,590 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberM24810
Street Address491 DUTTON ST, 504
CityLOWELL
StateMA
Zip01854-4397
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUMU
Legal Block1915
Legal Lot Number491
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2000
Census Tract311100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address491 DUTTON ST, 504, LOWELL, MA 01854-4397
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Quit Claim Deed, Transfer · Conventional Mortgage
WORKERS FEDERAL CREDIT UNION
Dec 13, 2021Condominium Deed, Transfer
Apr 21, 2022Condominium Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleDec 13, 2021 · Amount on Record
Deed Document Number202611808
Deed Book / Page40003 / 84
Prior Transfer DateApr 4, 2026
Prior Transfer Doc0040003-84
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 21, 2026
Property Address491 DUTTON ST, 504, LOWELL, MA 01854-4397
Document Number0040003-84
Book / Page40003 / 84
Instrument DateApr 4, 2026
Instrument202611808
Transaction TypeTransfer
Record UpdatedAug 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 DUTTON ST, 504, LOWELL, MA 01854-4397

Mortgage

DateApr 21, 2026
Lender
NameWORKERS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
Type Change DateMay 1, 2033
Index1-Year CMT
Margin3
Max Rate-1%

December 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLOWELL MA
Recording DateDec 13, 2021
Property Address491 DUTTON ST UNIT 504, 504, LOWELL, MA 01854-4291
Document Number036615-136
Book / Page36615 / 136
Instrument DateDec 10, 2021
Instrument71971
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address491 DUTTON ST UNIT 504, 504, LOWELL, MA 01854-4291

April 2022: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLOWELL MA
Recording DateApr 21, 2022
Property Address491 DUTTON ST UNIT 504, 504, LOWELL, MA 01854-4291
Document Number036999-194
Book / Page36999 / 194
Instrument DateAug 24, 2021
Instrument17266
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 DUTTON ST UNIT 504, 504, LOWELL, MA 01854-4291

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,715.00 (+0.53%)$415,400 (+1.69%) Building $415,400$473,931 (+0.46%)
2025$4,690.00 (+13.89%)$408,500 (+18.13%) Building $408,500$471,770 (+1.57%)
2024$4,118.00 (-11.06%)$345,800 (-7.24%) Building $345,800$464,455
2023$4,630.00$372,800 Building $372,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2001–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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