Banks County property record for 491 Duncan Rd, Commerce, GA 30530 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,008 sqft Heated Area |
| Lot Size | 236,966 sqft (5.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $138,000 (2021) |
| Tax Bill | $1,804.00 (2025) |
| Primary APN | B79E028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,008 sqft Heated Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Plywood Flooring |
| Interior Structure | Plywood Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 236,966 sqft (5.44 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 228 sqft Carport |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 340 sqft Porch |
| Storage Building | 320 sqft Storage Building |
| Utility Building | 108 sqft Utility Building |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 5321 |
|---|---|
| Street Address | 491 DUNCAN RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7042 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 40 PB 14-116 |
| Legal Tract | 40 |
| Jurisdiction | BANKS GA |
| Minor Civil Division | SOUTHEAST BANKS |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 970400 |
Source: Banks County records · APN B79E028
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 DUNCAN RD, COMMERCE, GA 30530-7042 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 09, 2021 · Amount on Record |
| Deed Sale | Feb 09, 2021 · Amount on Record |
| Deed Doc Number | 0000497537 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 491 DUNCAN RD, COMMERCE, GA 30530-7042 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 491 DUNCAN RD, COMMERCE, GA 30530-7042 |
| Document Number | 0000000497/0000000538 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 0000000497/0000000538 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,804.00 (+3.32%) | $94,532 (+6.63%) Land $44,579 Building $49,953 | $236,331 (+6.63%) Land $111,448 Building $124,883 |
| 2024 | $1,746.00 (+17.18%) | $88,658 (+21.1%) Land $40,527 Building $48,131 | $221,645 (+21.1%) Land $101,317 Building $120,328 |
| 2023 | $1,490.00 (+23.45%) | $73,212 (+27.43%) Land $37,589 Building $35,623 | $183,029 (+27.43%) Land $93,972 Building $89,057 |
| 2022 | $1,207.00 | $57,452 Land $27,138 Building $30,314 | $143,630 Land $67,846 Building $75,784 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures