491 Covey Ln, Eugene, OR 97401 Property Records

Lane County property record for 491 Covey Ln, Eugene, OR 97401 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,694 sqft · built 2002
Lot Size0.075 acres (3,270 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Nov 2022)
Tax Bill$6,740 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-03-33-11-00976-000

Property Details

APN / Parcel Number

Primary APN17-03-33-11-00976-000
Alternative APNs
  • 1703331100976
  • 1637246

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,694 sqft Living Area
Gross Area2,138 sqft
1st Floor Area1,694 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,270 sqft (0.075 acres)
Garage TypeAttached
Garage Area444 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1637246
Street Address491 COVEY LN
CityEUGENE
StateOR
Zip97401-8850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION PLAT QUAIL RUN PHASE 2 LOT 54 TL 976
Legal Range03
Legal Township17
Legal Section33
Legal SubdivisionQUAIL RUN
Legal Phase2
Legal Lot Number54
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group2
Census Block2000
Census Tract3104

Owner

Source: Lane County records · APN 17-03-33-11-00976-000

Assessment roll updated November 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address491 COVEY LN, EUGENE, OR 97401-8850
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · VA Mortgage
E HOME LOANS
Nov 15, 2022Warranty Deed, Transfer · Conventional Mortgage
OREGON DEPARTMENT OF VETERAN AFFAIR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2022 · Amount on Record
Deed SaleNov 15, 2022 · Amount on Record
Prior SaleSep 08, 2010
Deed Document Number202246568
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Recording DateJul 23, 2026
Property Address491 COVEY LN, EUGENE, OR 97401-8850
Document Number0000024400
Instrument DateJul 17, 2026
Instrument202624400
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address491 COVEY LN, EUGENE, OR 97401-8850

Mortgage

Document Number0000024400,
DateJul 23, 2026
Instrument202624400
Lender
NameE HOME LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateNov 15, 2022
Property Address491 COVEY LN, EUGENE, OR 97401-8850
Document Number0000046568
Map ReferenceFILE 75 SL 912&913
Instrument DateNov 11, 2022
Instrument2022-046568
Transaction TypeTransfer
Record UpdatedNov 21, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address491 COVEY LN, EUGENE, OR 97401-8850

Mortgage

Document Number0000046569
DateNov 15, 2022
Instrument2022-046569
Lender
NameOREGON DEPARTMENT OF VETERAN AFFAIR
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,740.00 (+3.3%)$357,235 (+6.09%)$451,296 (+4.45%) Land $174,574 Building $276,722
2023$6,525.00 (+5.72%) Veteran's exemption$336,730 (+3%)$432,074 (+7.93%) Land $122,550 Building $309,524
2022$6,172.00 Veteran's exemption$326,923$400,334 Land $90,790 Building $309,544

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390031042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Alyrica NetworksFixed Wireless400 / 50
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Hunter Communications & Technologies, Northwest Fiber, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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