491 Coronado Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 491 Coronado Ave, Half Moon Bay, CA 94019

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,480 sqft · built 1994
Lot Size0.278 acres (12,100 sqft)
Owner2 Company Names on File
Tax Bill$12,172 (2025)
Deeds & MortgagesNov 2021 Mortgage
Apr 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN048-024-290

Property Details

APN / Parcel Number

Primary APN048-024-290

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,480 sqft Living Area
1st Floor Area1,270 sqft
2nd Floor Area2,210 sqft
Family RoomFamily Room
StudyStudy

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area12,100 sqft (0.278 acres)
Lot Dimensions110 ft deep x 110 ft wide
View / LotCorner
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address491 CORONADO AVE
CityHALF MOON BAY
StateCA
Zip94019-5111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOTS 19 20 21 BLK 3 SHORE ACRES RSM 3/95
Legal SubdivisionSHORE ACRES
Legal Block3
Legal Lot Number19
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group3
Census Block3000
Census Tract613502

Owner

Source: San Mateo County assessment roll, APN 048-024-290, as of July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address491 CORONADO AVE, HALF MOON BAY, CA 94019-5111
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Apr 02, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jan 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 18, 2024
Transfer Doc0000032603
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address491 CORONADO AVE, HALF MOON BAY, CA 94019-5111
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 CORONADO AVE, HALF MOON BAY, CA 94019-5111

Mortgage

Document Number0000155313
DateNov 05, 2021
Instrument2021-155313
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address491 CORONADO AVE, HALF MOON BAY, CA 94019-5111
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030273
DateApr 02, 2020
Instrument2020-030273
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 25, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address491 CORONADO AVE, HALF MOON BAY, CA 94019-5111
Document Number0000002840
Instrument DateJan 06, 2020
Transaction TypeMortgage
Record UpdatedFeb 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address19 CORRIENTE IRVINE CA 926145342, IRVINE, CA 92614-5342

Mortgage

Document Number0000002840
DateJan 13, 2020
Instrument2840
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll as of July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$990,949 (+2%) Land $220,755 Building $770,194
2025$12,172.00 (+11.03%) Homeowner's exemption$971,520 (+4.04%) Land $216,427 Building $755,093
2023$10,963.00 (+0.81%) Homeowner's exemption$933,797 Land $208,024 Building $725,773$2,178,000
2022$10,875.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816135023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 7 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cruzio Internet
Fixed Wireless
100 / 100

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4110011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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