Rowan County property record for 491 Cornett Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 1,080 sqft |
| Lot Size | 175 acres (7,653,056 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $570 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-00 00 031.00 |
| Primary APN | 155-00 00 031.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Construction Type | Frame |
|---|---|
| Foundation Type | Pier/Post & Beam |
| Roof Material | Metal |
| Lot Area | 7,653,056 sqft (175 acres) |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 5903 |
|---|---|
| Street Address | 491 CORNETT RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOUSE & 169.93A+- TRENT RIDGE |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950400 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 595 CORNETT RD, MOREHEAD, KY 40351-9471 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 12, 2021 |
| Transfer Doc | 00D278/237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 12, 2021 |
| Property Address | 491 CORNETT RD, MOREHEAD, KY 40351-9471 |
| Document Number | 00D278/237 |
| Book / Page | D278 / 237 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 2007905 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 182, ELLIOTTVILLE, KY 40317-0182 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 595 CORNETT RD, MOREHEAD, KY 40351-9471 |
| Investor | Possibly a Property Investor |
| Document Number | 0002007906 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2007906 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 8, 2031 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $570.00 (-1.72%) | $67,800 (-) Land $67,800 | $213,300 (+70.64%) Land $175,500 Building $37,800 |
| 2023 | $580.00 | $67,800 Land $67,800 | $125,000 Land $87,200 Building $37,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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