491 Cornerstone Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 491 Cornerstone Ave, Bowling Green, KY 42101

Property Summary

Property TypeTownhouse
Lot Size0.89 acres (38,786 sqft)
OwnerCompany Name on Record
Tax Bill$13,537 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jan 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN040A-61A-022

Property Details

APN / Parcel Number

Primary APN040A-61A-022
Alternative APNs
  • 386431
  • 383407

Interior

Units48 Units

Exterior

Architectural StyleTownhouse
Lot Area38,786 sqft (0.89 acres)

Location & Zoning

Street Address491 CORNERSTONE AVE
CityBOWLING GREEN
StateKY
Zip42101-4523
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal SubdivisionKEYSTONE COMMONS
Legal Lot Number22
JurisdictionWARREN KY
Township / Civil DivisionBOWLING GREEN
Census Block Group3
Census Block3004
Census Tract11001

Owner

Source: Warren County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6233 OLD NASHVILLE RD, 101, BOWLING GREEN, KY 42104-7788
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK
Jan 13, 2022Deed, Construction Loan · Construction Mortgage
LIMESTONE BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address491 CORNERSTONE AVE, BOWLING GREEN, KY 42101-4514
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M3406/886
DateSep 18, 2023
Book PageM3406/886
Instrument2018227
Lender
NamePEOPLES BANK
TypeBank
AddressMARIETTA, OH 45750
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueSep 20, 2028

January 2022: Deed, Construction Loan

Document TypeDeed
JurisdictionWARREN KY
Recording DateJan 13, 2022
Property Address491 CORNERSTONE AVE, BOWLING GREEN, KY 42101-4514
Document Number00D1244/22
Book / PageD1244 / 22
Map ReferenceMB 43 PG 433-435
Instrument DateJan 11, 2022
Instrument1934620
Transaction TypeConstruction Loan
Record UpdatedFeb 2, 2024

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13101 LOUISVILLE RD, OAKLAND, KY 42159-6811

Transferred To (Grantee/Buyer)

NameVerified Name
Address6233 OLD NASHVILLE RD STE 101, 101, BOWLING GREEN, KY 42104-7788

Mortgage

Document Number0001934621
DateJan 13, 2022
Instrument1934621
Lender
NameLIMESTONE BANK INC
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term78 Months
DueJul 11, 2028

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBowling Green City
CountyWarren County
Unified School DistrictWarren County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,537.00 (-1.75%)$1,606,800 (-)$1,606,800 (-)
2023$13,778.00$1,606,800$1,606,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2024–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOWLING GREEN MUNICIPAL UTILITIES
serves 53,601 people · EPA ID KY1140038
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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