Bastrop County property record for 491 Cool Water Dr, Bastrop, TX 78602
| Property Type | Single Family Home |
|---|---|
| Details | 3,908 sqft · built 1984 |
| Lot Size | 1.08 acres (47,080 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,191 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R29281 |
| Primary APN | R29281 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,908 sqft Living Area |
| 1st Floor Area | 3,609 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 47,080 sqft (1.08 acres) |
| Lot Dimensions | 295 ft deep x 81 ft wide |
| Garage Type | Carport |
| Garage Area | 396 sqft |
| Carport | Carport |
| Carport Area | 396 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 180 sqft |
| Storage Building | 120 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 491 COOL WATER DR |
|---|---|
| City | BASTROP |
| State | TX |
| Zip | 78602-6777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE BASTROP CLUB, BLOCK 2, LOT 95 - 96, ACRES 1.0808 (MH 14X56, S/N 07937, L/N TEX0297704) |
| Legal Subdivision | LAKE BASTROP CLUB |
| Legal Block | 2 |
| Legal Lot Number | 95-96 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | BASTROP |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950505 |
Source: Bastrop County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 491 COOL WATER DR, BASTROP, TX 78602-6777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 491 COOL WATER DR, BASTROP, TX 78602-6777 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201802405 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 201802405 |
| Name | FIRST NATIONAL BANK OF BASTROP |
|---|---|
| Type | Bank |
| Address | BASTROP, TX 78602 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 20, 2033 |
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Unified School District | Bastrop Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,191.00 (+10.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $249,133 (-11.55%) | $281,689 (+%) Land $128,987 Building $152,702 |
| 2024 | $1,991.00 | ||
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $281,681 Land $138,922 Building $142,759 | $281,681 Land $138,922 Building $142,759 |
| 2022 | $2,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, SOS Communications, Spectrum, T-Mobile.
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