Lonoke County property record for 491 Cook St, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,225 sqft |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Oct 2003) |
| Tax Bill | $568 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jul 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-80136-001 |
| Primary APN | 800-80136-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Flooring | Carpet |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,996 sqft (1.01 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Deck Area | 240 sqft |
| Patio Area | 300 sqft |
| Utility Building | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 491 COOK ST |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176-8555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT E1/2 NE SW (N PT TR 16 OF SURVEY) |
| Legal Range | 09W |
| Legal Township | 05N |
| Legal Section | 26 |
| Legal Subdivision | WARD CITY AREA |
| Legal Tract | 16 |
| Legal Block | 2 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | WARD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20102 |
Source: Lonoke County records · APN 800-80136-001
Assessment roll updated October 1, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 ALLEN CV, WARD, AR 72176-8423 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 17, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 24, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 31, 2019 | Deed of Trust, Mortgage US BK |
| Jan 05, 2018 | Warranty Deed, Transfer LARRY & SHARON PHILLIPS |
| Aug 17, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2003 · Amount on Record |
| Deed Sale | Oct 31, 2003 · Amount on Record |
| Prior Sale | Sep 25, 1992 · Amount on Record |
| Deed Document Number | 200315951 |
| Last Transfer Date | May 28, 2026 |
| Transfer Doc | 0000007772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jul 17, 2026 |
| Property Address | 491 COOK ST, WARD, AR 72176-8555 |
| Document Number | 0000007525 |
| Instrument Date | May 28, 2026 |
| Instrument | 20267525 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 34 ALLEN CV, WARD, AR 72176-8423 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jul 24, 2026 |
| Property Address | 491 COOK ST, WARD, AR 72176-8555 |
| Document Number | 0000007772 |
| Instrument Date | May 28, 2026 |
| Instrument | 20267772 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 ALLEN CV, WARD, AR 72176-8423 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 491 COOK ST, WARD, AR 72176-8555 |
| Document Number | 0000007973 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 491 COOK ST WARD AR 721768555, WARD, AR 72176-8555 |
| Document Number | 0000007973 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 7973 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 11, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jan 05, 2018 |
| Property Address | 491 COOK ST, WARD, AR 72176-8555 |
| Document Number | 0000000125 |
| Instrument Date | Jan 02, 2018 |
| Instrument | 125 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 491 COOK ST WARD AR 721768555, WARD, AR 72176-8555 |
| Document Number | 126 |
|---|---|
| Date | Jan 05, 2018 |
| Instrument | 126 |
| Name | LARRY & SHARON PHILLIPS |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Aug 17, 2017 |
| Property Address | 491 COOK ST, WARD, AR 72176-8555 |
| Document Number | 0000008095 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 8095 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 491 COOK ST WARD AR 721768555, WARD, AR 72176-8555 |
Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Ward City |
| Unified School District | Cabot Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $568.00 | $11,170 (-) Land $1,620 Building $9,550 | $55,850 (-) Land $8,100 Building $47,750 |
| 2024 | $568.00 | ||
| 2023 | $568.00 | $11,170 Land $1,620 Building $9,550 | $55,850 Land $8,100 Building $47,750 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
May also be available: G5 Internet, Verizon.
Based on FCC filings for 43 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WARD WATERWORKS serves 12,579 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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