491 Cole Rd, Meadow Vista, CA 95722 Property Records

Placer County property record for 491 Cole Rd, Meadow Vista, CA 95722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1977
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on Record
Last Sale	$513,000 (Aug 2005)
Tax Bill	$5,840 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-050-038-000`

Property Details

APN / Parcel Number

Primary APN	`073-050-038-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,334 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Construction Type	Frame
Lot Area	65,340 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	491 COLE RD
City	MEADOW VISTA
State	CA
Zip	95722-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB10
Legal Description	1.5 A FR SEC 7 13 9
Legal Range	9E
Legal Township	13N
Legal Section	7
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	2
Census Block	2016
Census Tract	21902

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	491 COLE RD, MEADOW VISTA, CA 95722-9568
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 17, 2020	Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2005 · Amount on Record
Deed Sale	Aug 25, 2005 · Amount on Record
Deed Document Number	2005113168
Last Transfer Date	Dec 14, 2020
Transfer Doc	0000148623
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	491 COLE RD, MEADOW VISTA, CA 95722-9568
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16840 LAYS LAKE ESTATES LN, MEADOW VISTA, CA 95722-9333

Mortgage

Document Number	0000148624
Date	Dec 17, 2020
Instrument	2020-0148624

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	491 COLE RD, MEADOW VISTA, CA 95722-9568
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011068
Date	Feb 14, 2017
Instrument	2017-0011068

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	PLACER CA
Recording Date	Dec 17, 2020
Property Address	491 COLE RD, MEADOW VISTA, CA 95722-9568
Document Number	0000148623
Instrument Date	Dec 17, 2020
Instrument	148623
Record Updated	Jan 5, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16840 LAYS LAKE ESTATES LN MEADOW VISTA CA 957229333, MEADOW VISTA, CA 95722-9333

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Placer Hills Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$547,790 (+2%) Land $250,894 Building $296,896
2025	$5,840.00 (+1.09%)	$537,050 (+4.04%) Land $245,975 Building $291,075
2023	$5,777.00 (+1.94%)	$516,197 Land $236,424 Building $279,773
2022	$5,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOW VISTA CWD serves 4,217 people · EPA ID CA3110009
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Cal.net, DigitalPath, T-Mobile, Verizon.

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