491 Co Rd 784, Flat Rock, AL 35966 Property Records

DeKalb County property record for 491 Co Rd 784, Flat Rock, AL 35966

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	1.5 ba · 1,852 sqft · built 2014
Lot Size	28 acres (1,219,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$195 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-04-19-0-000-014.001`

Property Details

APN / Parcel Number

Primary APN	`03-04-19-0-000-014.001`
Alternative APNs	`120162` `54773`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	1,852 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Shingles
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,219,680 sqft (28 acres)
Garage Area	900 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	120162
Street Address	491 COUNTY ROAD 784
City	FLAT ROCK
State	AL
Zip	35966
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	CONT 28 AC(C) S19 T3S R10EPT OF NE-SW DESC AS:BEG113.13' SOUTH OF NW COROF 1/4-1/4 TH:E 1186.36'S 102' E 137.44' S 385'W
Legal Range	10E
Legal Township	03S
Legal Section	19
Jurisdiction	DEKALB AL
Township / Civil Division	IDER
Census Block Group	3
Census Block	3014
Census Tract	960102

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6812 AL HIGHWAY 75, IDER, AL 35981-3718
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 17, 2011
Transfer Doc	0000753/94
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB AL
Property Address	491 COUNTY ROAD 784, FLAT ROCK, AL 35966
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5000/2531
Date	Feb 26, 2020
Book Page	5000/2531

Lender

Name	BANK OF DADE
Type	Bank
Address	TRENTON, GA 30752

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$195.00 (+6.56%)
2025	$183.00 (+7.02%)	$5,160 (+7.05%) Land $1,940 Building $3,220	$99,100 (+3.99%) Land $65,400 Building $33,700
2023	$171.00 (-2.84%)	$4,820 (-2.82%)
2022	$176.00	$4,960 Land $1,960 Building $3,000	$95,300 Land $65,400 Building $29,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 82% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20