Cullman County property record for 491 Co Rd 1814, Joppa, AL 35087
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 2,352 sqft · built 1996 |
| Lot Size | 9.14 acres (398,574 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,295 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-06-0-001-001.003 |
| Primary APN | 12-03-06-0-001-001.003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,352 sqft Base Area |
| 1st Floor Area | 2,352 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 398,574 sqft (9.14 acres) |
| Garage Type | Mixed |
| Garage Area | 1,088 sqft |
| Parking Spaces | 23 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 222231 |
|---|---|
| Street Address | 491 COUNTY ROAD 1814 |
| City | JOPPA |
| State | AL |
| Zip | 35087-2165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9.15 AC, BEG SW COR NE1/4 NE1/4, TH W 570 TO E/ROW CO RD 1814, TH NE ALG ROW 880, E 340, TH S 880 TO POB |
| Legal Range | 01E |
| Legal Township | 09 |
| Legal Section | 06 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | BAILEYTON-JOPPA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 964100 |
491 Co Rd 1814 is owner-occupied and held in a trust since April 2024.
Source: Cullman County records, as of November 7, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 491 COUNTY ROAD 1814, JOPPA, AL 35087-2165 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2024 |
| Deed Sale | Apr 10, 2024 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 491 Co Rd 1814 was $1,295 with a homeowner's exemption.
Source: Cullman County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Unified School District | Cullman County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,295.00 Homeowner's exemption | $50,280 | $502,800 Land $53,600 Building $449,200 |
| 2023 | $1,034.00 (+9.77%) Homeowner's exemption | $41,500 (+9.27%) | $414,900 (+9.3%) Land $56,400 Building $358,500 |
| 2022 | $942.00 Homeowner's exemption | $37,980 | $379,600 Land $53,700 Building $325,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Co Rd 1814 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Co Rd 1814 is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409 |
|---|---|
| Water Source | Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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