491 Circle W Dr, Westminster, SC 29693 Property Records

Oconee County property record for 491 Circle W Dr, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,326 sqft · built 1992
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Feb 2026)
Tax Bill	$821 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276-00-02-067`

Property Details

APN / Parcel Number

Primary APN	`276-00-02-067`
Alternative APN	`36910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,326 sqft Living Area
1st Floor Area	1,551 sqft
Basement Area	1,551 sqft
Finished Basement	1,551 sqft
Unfinished Basement	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable
Roof Material	Shingle
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Garage Area	775 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36910
Street Address	491 CIRCLE W DR
City	WESTMINSTER
State	SC
Zip	29693-4766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(.665 AC)
Legal Block	2
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	3
Census Block	3028
Census Tract	31000

Owner

Source: Oconee County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 CIRCLE W DR, WESTMINSTER, SC 29693-4766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit SC STATE FEDERAL CREDIT UNION
Feb 2, 2026	Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Deed Document Number	20269517
Deed Book / Page	3333 / 251
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Apr 15, 2026
Property Address	491 CIRCLE W DR, WESTMINSTER, SC 29693-4766
Document Number	4819000061
Book / Page	4819 / 61
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 CIRCLE W DR, WESTMINSTER, SC 29693-4766
Investor	Possibly a Property Investor

Mortgage

Document Number	4819000061,
Date	Apr 15, 2026
Book Page	4819/61

Lender

Name	SC STATE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 2, 2026
Property Address	491 CIRCLE W DR, WESTMINSTER, SC 29693-4766
Document Number	0000009517
Book / Page	3333 / 251
Map Reference	MB P-59 PG 168
Instrument Date	Jan 29, 2026
Instrument	9517
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	491 CIRCLE W DR, WESTMINSTER, SC 29693-4766
Investor	Possibly a Property Investor

Mortgage

Document Number	0004778181
Date	Feb 2, 2026
Instrument	4778/181

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	491 CIRCLE W DR, WESTMINSTER, SC 29693-4766
Document Number	0039020047
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 CIRCLE W DR WESTMINSTER SC 296934766, WESTMINSTER, SC 29693-4766

Mortgage

Document Number	0039020047
Date	Dec 2, 2019
Book Page	003902/000047

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$821.00	$7,833 (-) Land $300 Building $7,533	$195,834 (-) Land $7,510 Building $188,324
2023		$7,833 Land $300 Building $7,533	$195,834 Land $7,510 Building $188,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Circle W Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures