Bristol County and Fall River City property record for 491 Charles St, Fall River, MA 02724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,104 sqft · built 1986 |
| Lot Size | 0.172 acres (7,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Apr 2013) |
| Tax Bill | $3,901 (2025) |
| Deeds & Mortgages | Aug 2024 Refinance Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0B-07 B:0000 L:0041 |
| Primary APN | FALL M:0B-07 B:0000 L:0041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,274 sqft |
| 1st Floor Area | 1,406 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,484 sqft (0.172 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 491 CHARLES ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02724-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Lot Number | 41 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 640400 |
Source: Bristol County and Fall River City records · APN FALL M:0B-07 B:0000 L:0041
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 JUNE ST, 2, FALL RIVER, MA 02720-2617 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Nov 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Aug 07, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2013 · Amount on Record |
| Deed Sale | Apr 26, 2013 · Amount on Record |
| Prior Sale | Feb 17, 1987 · Amount on Record |
| Deed Book / Page | 8212 / 319 |
| Transfer Doc | 8212-319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 491 CHARLES ST, FALL RIVER, MA 02724-1913 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011592-76 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | 11592/76 |
| Instrument | 10939 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 491 CHARLES ST, FALL RIVER, MA 02724-1913 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010793-163 |
|---|---|
| Date | Nov 01, 2021 |
| Book Page | 10793/163 |
| Instrument | 25302 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 491 CHARLES ST, FALL RIVER, MA 02724-1913 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10195-217 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 10195/217 |
| Instrument | 13649 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,901.00 (+11.17%) | $340,700 (+11.56%) Land $127,800 Building $212,900 | $354,825 (+1.8%) |
| 2024 | $3,509.00 (+2.42%) | $305,400 (+9.38%) Land $123,000 Building $182,400 | $348,555 |
| 2023 | $3,426.00 | $279,200 Land $105,400 Building $173,800 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 618 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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