Hampden County and Chicopee City property record for 491 Broadway St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,184 sqft · built 1958 |
| Lot Size | 0.317 acres (13,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Jun 1985) |
| Tax Bill | $4,866 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-00061 |
| Primary APN | 54-00061 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 3,654 sqft |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,800 sqft (0.317 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 54-00061 |
|---|---|
| Street Address | 491 BROADWAY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-2444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Subdivision | PLAN 23164-A |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 810700 |
491 Broadway St is owned and occupied by an individual who bought it in June 1985.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 BROADWAY ST, CHICOPEE, MA 01020-2444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1985 · Amount on File |
| Deed Sale | Jun 1, 1985 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 10, 2026 |
| Property Address | 491 BROADWAY ST, CHICOPEE, MA 01020-2444 |
| Document Number | 0000243504 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026243504 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 491 BROADWAY ST, CHICOPEE, MA 01020-2444 |
| Document Number | 0000243504, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 2026243504 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 491 BROADWAY ST, CHICOPEE, MA 01020-2444 |
| Document Number | 0000210056 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000210056 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 210056 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 491 Broadway St was $4,866, up 5.4% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,866.00 (+5.44%) | $319,300 (+4.89%) Land $112,500 Building $206,800 | $289,477 (+5%) |
| 2025 | $4,615.00 (+5.34%) | $304,400 (+2.56%) Land $102,600 Building $201,800 | $275,690 |
| 2024 | $4,381.00 (+7.27%) | $296,800 (+10.09%) Land $100,600 Building $196,200 | |
| 2023 | $4,084.00 | $269,600 Land $91,500 Building $178,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Broadway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 491 Broadway St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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